Daviess County Teachers Federal Credit Union

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A short history of Daviess County Teachers FCU

Since its inception in 1971 the Daviess County Teachers Federal Credit Union has been serving its members in the OWENSBORO, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Alesha Saalwaechter, the Daviess County Teachers FCU has grown its membership to over 4,067 with assets of more than $43,449,150. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (270) 684-8954 or email them at info@dctfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in OWENSBORO, KY.

General Information For Daviess County Teachers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20684
Address P O BOX 1986 
City OWENSBORO 
State Kentucky 
Zip-Code 42302
Phone Number (270) 684-8954
Fax Number (270) 684-8955
Email Address: info@dctfcu.com
CEO/President Alesha Saalwaechter
Members 4,067 
Full-Time Employees 12 
Part-Time Employees
Number of Branch Offices
Total Assets 43,449,150 
Website http://www.dctfcu.com 

Compare Daviess County Teachers Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Friends First CU Friends First FCU 922 Triplett St Ste 1 42303 (270) 684-1829 No 0.72
Audubon CU Main Office 1429 Breckenridge St 42302 (270) 685-3487 No 1.12
Modern Employees CU Modern Employees Federal Credit Union 1727 Moseley St 42303 (270) 685-1025 No 1.13
Owensboro CU Owensboro Federal Credit Union 717 Harvard Dr 42301 (270) 683-1054 No 1.90
Green River Area CU MAIN OFFICE 3000 E 4TH ST 3000 Highway 144 42303 (270) 926-0210 No 2.16

Daviess County Teachers Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Daviess County Teachers Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.50 2.50 5.00 4.00 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 122 84 324 138 341
Rank Among All Kentucky Credit Unions 7 5 24 11 27

Daviess County Teachers Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.15 0.25 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 124 310 243
Rank Among All Kentucky Credit Unions N/A 19 16 30 24
Daviess County Teachers Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.5008411,662,464
All Other Unsecured Loans/Lines of Credit 9.000484998,959
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.5001924,177,949
Used Vehicle Loans 5.0007647,952,484
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00019311,915,138
Total Other Real Estate Loans/Lines of Credit 6.000711,459,599
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.50088775,067
TOTAL LOANS & LEASES 2,63328,941,660

Daviess County Teachers Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 665,963,550141,415,820
    b. 15 Years or less 814,947,4936630,252
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 461,004,0954102,279
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 10232,867264,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 611,226,7328243,908
Open-End Fixed Rate 0000
TOTALS 26413,374,737342,456,259

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Daviess County Teachers Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes