Kinetic Federal Credit Union

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A short history of Kinetic FCU

Since its inception in 1956 the Kinetic Federal Credit Union has been serving its members in the COLUMBUS, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Janet Davis, the Kinetic FCU has grown its membership to over 48,912 with assets of more than $388,772,644. They have a main office and 10 branch offices. Please see the credit unions website or contact them by phone at (706) 320-8500 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in COLUMBUS, GA.

General Information For Kinetic FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10866
Address P.O. BOX 9818 
State Georgia 
Zip-Code 31908
Phone Number (706) 320-8500
Fax Number (706) 321-0850
Email Address: none
CEO/President Janet Davis
Members 48,912 
Full-Time Employees 140 
Part-Time Employees
Number of Branch Offices 10 
Total Assets 388,772,644 

Compare Kinetic Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Aflac CU Aflac Federal Credit Union 1104 Lockwood Ave 31999 (706) 596-3239 No 1.46
Tuscaloosa County CU Tuscaloosa County Credit Union 2605 7th St 35401 (205) 344-5100 No 2.40
Phenix Pride CU PPFCU 1810 Opelika Rd 36867 (334) 291-3000 No 2.59
Mead Coated Board CU Main Office 145 Highway 165 36868 (334) 855-5232 No 4.48
Regional Members CU REGIONAL MEMBERS FCU 1044 15th ST 31904 (706) 323-4213 No 4.48

Kinetic Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Kinetic Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 6.90 4.49 6.43 4.24 4.76
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 43 340 492 173 201
Rank Among All Georgia Credit Unions 2 46 54 15 11

Kinetic Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.20 0.27 0.87 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 108 102 195 250
Rank Among All Georgia Credit Unions 12 19 16 12 29
Kinetic Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 6.9006,35820,891,405
All Other Unsecured Loans/Lines of Credit 12.4306,60720,663,977
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.4903,28190,316,325
Used Vehicle Loans 6.4307,062108,360,675
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.24031738,126,635
Total Other Real Estate Loans/Lines of Credit 4.7603389,161,003
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.1901,2038,278,205
TOTAL LOANS & LEASES 25,166295,798,225

Kinetic Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 657,152,232497,349,422
    b. 15 Years or less 1749,077,373382,645,619
    a. > 15 years 104,886,34774,013,000
    b. 15 Years or less 6817,010,68371,523,092
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2115,650,3344166,800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1273,510,66980556,222
Open-End Fixed Rate 0000
TOTALS 65547,287,63818516,254,155


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Kinetic Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes