Phenix Pride Federal Credit Union

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A short history of Phenix Pride FCU

Since its inception in 1960 the Phenix Pride Federal Credit Union has been serving its members in the PHENIX CITY, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kimberly Nichols, the Phenix Pride FCU has grown its membership to over 1,768 with assets of more than $9,438,221. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (334) 291-3000 or email them at phenixpridefcu@phenixpridefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PHENIX CITY, AL.

General Information For Phenix Pride FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13852
Address 1810 OPELIKA ROAD 
City PHENIX CITY 
State Alabama 
Zip-Code 36867
Phone Number (334) 291-3000
Fax Number (334) 291-5036
Email Address: phenixpridefcu@phenixpridefcu.org
CEO/President Kimberly Nichols
Members 1,768 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,438,221 
Website http://www.phenixpridefcu.org 

Compare Phenix Pride Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Tuscaloosa County CU Tuscaloosa County Credit Union 2605 7th St 35401 (205) 344-5100 No 2.30
Kinetic CU 280 Branch 3722 US Highway 431 N 31908 (706) 320-8500 No 3.58
Aflac CU Aflac Federal Credit Union 1104 Lockwood Ave 31999 (706) 596-3239 No 4.21
Mead Coated Board CU Main Office 145 Highway 165 36868 (334) 855-5232 No 5.51
Regional Members CU REGIONAL MEMBERS FCU 1044 15th ST 31904 (706) 323-4213 No 5.78

Phenix Pride Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Phenix Pride Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 6.90 16.90 3.25 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 545 821 44 260
Rank Among All Alabama Credit Unions 6 65 82 3 24

Phenix Pride Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.50 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 263 192
Rank Among All Alabama Credit Unions N/A 16 N/A 33 18
Phenix Pride Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.900320378,754
All Other Unsecured Loans/Lines of Credit 17.9005801,398,240
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.000309,090
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.90046981,769
Used Vehicle Loans 16.9004113,947,534
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.2503245,326
Total Other Real Estate Loans/Lines of Credit 5.250263,134
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.90059557,685
TOTAL LOANS & LEASES 1,4517,581,532

Phenix Pride Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3245,32600
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 144,18100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 118,95300
Open-End Fixed Rate 0000
TOTALS 5308,46000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Phenix Pride Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes