Jsc Federal Credit Union

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A short history of Jsc FCU

Since its inception in 1961 the Jsc Federal Credit Union has been serving its members in the Houston, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Brown, the Jsc FCU has grown its membership to over 126,202 with assets of more than $2,020,304,854. They have a main office and 20 branch offices. Please see the credit unions website or contact them by phone at (281) 488-7070 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Houston, TX.

General Information For Jsc FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14762
Address PO Box 58346 
City Houston 
State Texas 
Zip-Code 77258
Phone Number (281) 488-7070
Fax Number (281) 283-0722
Email Address: none
CEO/President Michael Brown
Members 126,202 
Full-Time Employees 194 
Part-Time Employees 63 
Number of Branch Offices 20 
Total Assets 2,020,304,854 
Website http://www.jscfcu.org 

Compare Jsc Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
People's Trust CU Shell Woodcreek 150 N Dairy Ashford Rd Ste E-0170 77079 (713) 428-3200 No 0.33
Harris County CU Main Office 1400 Franklin St 77002 (713) 755-5160 No 0.46
Houston Police CU Willowbrook Branch 17314 State Highway 249 Ste 107 77007 (281) 469-9657 No 0.66
Kbr Heritage CU KBR HERITAGE FCU 601 JEFFERSON ST # KT-02 77210 (713) 753-3022 No 0.91
St. Stephen's CU St. Stephens FCU 1215 James St 77009 (713) 862-8945 No 1.17

Jsc Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Jsc Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.75 2.34 2.34 3.75 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 486 65 38 102 74
Rank Among All Texas Credit Unions 110 21 16 23 8

Jsc Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.25 0.35 0.80 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 95 89 207 184
Rank Among All Texas Credit Unions 35 34 18 67 43
Jsc Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.75016,06439,455,465
All Other Unsecured Loans/Lines of Credit 13.7505,84720,435,639
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.3404,954103,200,614
Used Vehicle Loans 2.34012,910188,276,820
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7501,396149,820,912
Total Other Real Estate Loans/Lines of Credit 3.75050014,474,894
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.4001,74446,506,524
TOTAL LOANS & LEASES 43,415562,170,868

Jsc Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 62094,897,8384910,442,028
    b. 15 Years or less 74351,628,887695,866,926
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 231,379,37600
Adjustable Rate > 1 yr 101,914,8113916,300


Closed-End Fixed Rate 47713,656,413722,748,517
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 23818,4813140,000
Open-End Fixed Rate 0000
TOTALS 1,896164,295,80619620,113,771


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Jsc Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes