People's Trust Federal Credit Union

Social
  • +1

A short history of People's Trust FCU

Since its inception in 1935 the People's Trust Federal Credit Union has been serving its members in the Houston, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Angela McCathran, the People's Trust FCU has grown its membership to over 31,983 with assets of more than $513,435,395. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (713) 428-3200 or email them at help@peoplestrustfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Houston, TX.

General Information For People's Trust FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 177
Address PO Box 4511 
City Houston 
State Texas 
Zip-Code 77210
Phone Number (713) 428-3200
Fax Number (713) 428-7699
Email Address: help@peoplestrustfcu.org
CEO/President Angela McCathran
Members 31,983 
Full-Time Employees 75 
Part-Time Employees
Number of Branch Offices
Total Assets 513,435,395 
Website http://www.peoplestrustfcu.org 

Compare People's Trust Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Harris County CU Main Office 1400 Franklin St 77002 (713) 755-5160 No 0.46
Houston Police CU Willowbrook Branch 17314 State Highway 249 Ste 107 77007 (281) 469-9657 No 0.66
Kbr Heritage CU KBR HERITAGE FCU 601 JEFFERSON ST # KT-02 77210 (713) 753-3022 No 0.91
St. Stephen's CU St. Stephens FCU 1215 James St 77009 (713) 862-8945 No 1.17
Space City CU Space City CU - LaPorte Office 1030 Independence Pkwy S 77003 (713) 222-1244 No 1.52

People's Trust Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


People's Trust Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 4.49 4.49 4.13 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 340 263 159 132
Rank Among All Texas Credit Unions 87 128 96 42 24

People's Trust Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.21 0.74 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 112 219 266
Rank Among All Texas Credit Unions 35 47 23 72 70
People's Trust Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9004,34023,136,826
All Other Unsecured Loans/Lines of Credit 9.2502,97722,234,793
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.4901,62466,261,556
Used Vehicle Loans 4.4903,93185,463,969
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.13038796,728,374
Total Other Real Estate Loans/Lines of Credit 4.2501243,423,677
Leases Receivable 3.6001,73754,929,859
Total All Other Loans/Lines of Credit 4.5901934,934,145
TOTAL LOANS & LEASES 15,313357,113,199

People's Trust Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 22160,560,46983,077,405
    b. 15 Years or less 11417,576,13700
Balloon/Hybrid
    a. > 15 years 168,647,0161515,750
    b. 15 Years or less 357,380,49200
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 12,564,26000

OTHER REAL ESTATE

Closed-End Fixed Rate 1243,423,67700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 511100,152,05193,593,155

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

People's Trust Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes