Interra Credit Union

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A short history of Interra CU

Since its inception in 1932 the Interra Credit Union has been serving its members in the Goshen, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Amy Sink, the Interra CU has grown its membership to over 73,709 with assets of more than $960,107,714. They have a main office and 16 branch offices. Please see the credit unions website or contact them by phone at (574) 534-2506 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Goshen, IN.

General Information For Interra CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 82794
Address PO Box 727 
City Goshen 
State Indiana 
Zip-Code 46527
Phone Number (574) 534-2506
Fax Number () -
Email Address: none
CEO/President Amy Sink
Members 73,709 
Full-Time Employees 229 
Part-Time Employees 28 
Number of Branch Offices 16 
Total Assets 960,107,714 

Compare Interra Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Inova CU Berkeley 2448 6th st 94710 (510) 705-5091 No 9.94
Chiphone CU NAPPANEE 250 N Miriam St 46550 (574) 773-2428 No 11.42
Eddy Paper Employees CU Eddy Paper Employees C.U. PO Box 507 49099 (269) 483-2475 No 17.86
Tlcu Financial CU Mishawaka 1816 N Main St 46546 (574) 255-3193 No 18.14
South Bend Post Office CU South Bend Post Office Credit Union 53790 Generations Dr 46660 (574) 272-8581 No 21.17

Interra Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Interra Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.63 3.48 4.85 4.20 4.24
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 213 207 307 169 131
Rank Among All Indiana Credit Unions 22 43 54 27 15

Interra Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.38 0.07 0.20 1.20 0.97
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 81 136 114 134 164
Rank Among All Indiana Credit Unions 8 28 21 19 18
Interra Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.63013,76219,241,582
All Other Unsecured Loans/Lines of Credit 10.4104,2754,971,265
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.25063113,288,754
New Vehicle Loans 3.4801,23330,087,188
Used Vehicle Loans 4.85014,176188,764,221
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2002,929401,891,059
Total Other Real Estate Loans/Lines of Credit 4.2402,12746,829,707
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.8102,50792,173,658
TOTAL LOANS & LEASES 41,640797,247,434

Interra Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 46729,432,4258412,190,000
    b. 15 Years or less 1,050107,801,21211318,414,717
    a. > 15 years 34766,768,04762,440,232
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 21013,719,56721,085,000
Adjustable Rate > 1 yr 855184,169,80819446,922,007


Closed-End Fixed Rate 61713,707,03218110,444,900
Closed-End Adjustable Rate 32210,800,0711148,102,540
Open-End Adjustable Rate 1,18822,322,60400
Open-End Fixed Rate 0000
TOTALS 5,056448,720,76669499,599,396


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 71917,959,9850
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Interra Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes