Tlcu Financial Credit Union

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A short history of Tlcu Financial CU

Since its inception in 1953 the Tlcu Financial Credit Union has been serving its members in the Mishawaka, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kendra Fleckner, the Tlcu Financial CU has grown its membership to over 4,403 with assets of more than $35,904,949. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (574) 255-3193 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Mishawaka, IN.

General Information For Tlcu Financial CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68286
Address PO Box 804 
City Mishawaka 
State Indiana 
Zip-Code 46546
Phone Number (574) 255-3193
Fax Number (574) 258-7622
Email Address:
CEO/President Kendra Fleckner
Members 4,403 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 35,904,949 

Compare Tlcu Financial Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
South Bend Post Office CU South Bend Post Office Credit Union 53790 Generations Dr 46660 (574) 272-8581 No 4.21
South Bend Firefighters CU SOUTH BEND FIREFIGHTERS FCU 1122 S MAIN ST 46601 (574) 287-6161 No 4.79
Policemen's CU POLICEMENS FEDERAL CREDIT UNION 1130 S Main St 46601 (574) 234-1524 No 4.80
South Bend Transit CU Emil "Lucky" Reznik Administration, Maintenance and Operations Facility 1401 S Lafayette Blvd Ste 100 46613 (574) 232-2192 No 4.87
Teachers CU New Albany 3308 Grant Line Rd 47150 (812) 948-6466 No 4.91

Tlcu Financial Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Tlcu Financial Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.00 3.22 3.98 4.72 5.09
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 341 171 201 234 240
Rank Among All Indiana Credit Unions 39 30 35 45 34

Tlcu Financial Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.35 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 293 243
Rank Among All Indiana Credit Unions N/A 26 N/A 49 43
Tlcu Financial Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.0007281,192,193
All Other Unsecured Loans/Lines of Credit 8.870352883,228
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.22038757,557
Used Vehicle Loans 3.9805165,755,238
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.720231,118,028
Total Other Real Estate Loans/Lines of Credit 5.09030508,316
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.33080851,697
TOTAL LOANS & LEASES 1,76711,066,257

Tlcu Financial Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 14834,65300
    b. 15 Years or less 8242,73100
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 140,64400
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 30508,3165145,000
Open-End Fixed Rate 0000
TOTALS 531,626,3445145,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Tlcu Financial Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes