Industrial Cu Of Whatcom County Credit Union

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A short history of Industrial Cu Of Whatcom County CU

Since its inception in 1941 the Industrial Cu Of Whatcom County Credit Union has been serving its members in the BELLINGHAM, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Terri Salstrom, the Industrial Cu Of Whatcom County CU has grown its membership to over 26,423 with assets of more than $237,063,646. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (360) 734-2043 or email them at msr@industrialcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BELLINGHAM, WA.

General Information For Industrial Cu Of Whatcom County CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66337
Address PO BOX 1767 
City BELLINGHAM 
State Washington 
Zip-Code 98227
Phone Number (360) 734-2043
Fax Number (360) 738-4937
Email Address: msr@industrialcu.org
CEO/President Terri Salstrom
Members 26,423 
Full-Time Employees 84 
Part-Time Employees
Number of Branch Offices
Total Assets 237,063,646 
Website http://www.industrialcu.org 

Compare Industrial Cu Of Whatcom County Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
North Coast CU Ferndale Branch 5657 Riverside Dr 98225 (360) 380-3194 No 0.12
Westedge CU WestEdge FCU 2501 James St 98225 (360) 734-5790 No 1.04
Whatcom Educational CU Blaine Branch 1773 H St 98227 (360) 756-7044 No 1.14
Puget Sound Refinery CU Corporate Office 12275 Bartholomew Rd 98221 (360) 293-4862 No 19.94
Tesoro Northwest CU Tesoro Northwest Federal Credit union 12543 Christianson Rd 98221 (360) 293-5451 No 20.93

Industrial Cu Of Whatcom County Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Industrial Cu Of Whatcom County Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 2.49 2.49 3.49 4.49
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 83 51 70 166
Rank Among All Washington Credit Unions 29 7 3 7 11

Industrial Cu Of Whatcom County Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.15 0.25 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 124 310 266
Rank Among All Washington Credit Unions 13 15 19 39 31
Industrial Cu Of Whatcom County Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.0003,5654,105,314
All Other Unsecured Loans/Lines of Credit 10.0002,7604,381,753
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.49056812,715,161
Used Vehicle Loans 2.4903,92843,837,258
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.49043961,304,480
Total Other Real Estate Loans/Lines of Credit 4.4902035,306,305
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.0002475,420,665
TOTAL LOANS & LEASES 11,710137,070,936

Industrial Cu Of Whatcom County Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 15315,033,030111,827,260
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 28646,271,450174,532,296
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 782,411,3865302,055
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1252,894,9198387,600
Open-End Fixed Rate 0000
TOTALS 64266,610,785417,049,211

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Industrial Cu Of Whatcom County Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes