Westedge Federal Credit Union

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A short history of Westedge FCU

Since its inception in 1952 the Westedge Federal Credit Union has been serving its members in the BELLINGHAM, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kayrene Zowada, the Westedge FCU has grown its membership to over 4,230 with assets of more than $59,147,550. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (360) 734-5790 or email them at management@gapaccfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BELLINGHAM, WA.

General Information For Westedge FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8113
Address 2501 JAMES STREET 
State Washington 
Zip-Code 98225
Phone Number (360) 734-5790
Fax Number (360) 734-9249
Email Address: management@gapaccfcu.org
CEO/President Kayrene Zowada
Members 4,230 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 59,147,550 
Website http://www.westedgecu.org 

Compare Westedge Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
North Coast CU Ferndale Branch 5657 Riverside Dr 98225 (360) 380-3194 No 1.80
Industrial Cu Of Whatcom County CU State Street 1100 N State St 98227 (360) 734-2043 No 1.97
Whatcom Educational CU Blaine Branch 1773 H St 98227 (360) 756-7044 No 2.25
Puget Sound Refinery CU Corporate Office 12275 Bartholomew Rd 98221 (360) 293-4862 No 18.90
Tesoro Northwest CU Tesoro Northwest Federal Credit union 12543 Christianson Rd 98221 (360) 293-5451 No 19.86

Westedge Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Westedge Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.06 4.80 4.79 4.04 5.62
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 163 375 300 144 303
Rank Among All Washington Credit Unions 15 50 34 20 31

Westedge Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.18 0.31 0.23
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 120 300 268
Rank Among All Washington Credit Unions N/A 15 16 37 32
Westedge Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.0601,6732,636,914
All Other Unsecured Loans/Lines of Credit 11.0904791,615,202
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.8001603,309,689
Used Vehicle Loans 4.7906406,918,895
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.040899,051,043
Total Other Real Estate Loans/Lines of Credit 5.62023415,953
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.460741,212,149
TOTAL LOANS & LEASES 3,13825,159,845

Westedge Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 366,409,64051,568,200
    b. 15 Years or less 522,544,2573591,000
    a. > 15 years 0000
    b. 15 Years or less 197,14600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 20298,349236,025
Closed-End Adjustable Rate 138,09600
Open-End Adjustable Rate 279,50800
Open-End Fixed Rate 0000
TOTALS 1129,466,996102,195,225


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Westedge Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes