Indiana State University Federal Credit Union

A short history of Indiana State University FCU

Since its inception in 1960 the Indiana State University Federal Credit Union has been serving its members in the Terre Haute, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Trent Kerr, the Indiana State University FCU has grown its membership to over 8,952 with assets of more than $92,397,847. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (812) 234-1021 or email them at info@isucreditunion.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Terre Haute, IN.

General Information For Indiana State University FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Indiana State University Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Vigo County CU	Vigo County FCU	128 S 8th St	47807	(812) 232-9697	No	0.37
Advantageplus Of Indiana CU	Main Branch	1122 N Fruitridge Ave	47805	(812) 231-7900	No	2.71
T H P CU	THP Federal Credit Union	4200 Bureau Rd N	47802	(812) 244-4466	No	4.67
Hulman Field Technicians CU	Hulman Field Technicians FCU	777 E Vanatti Cir	47803	(812) 877-1030	No	5.87
Route 1 CU	Route One Credit Union	428 W Jasper St	61944	(217) 463-1664	No	18.43

Indiana State University Federal Credit Union Financial Performance Charts

Financial Data

Indiana State University Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	11.07	2.91	4.25	4.21	4.46
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	346	134	231	170	163
Rank Among All Indiana Credit Unions	40	22	41	28	20

Indiana State University Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.10	0.23	1.00	0.25
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	129	110	174	266
Rank Among All Indiana Credit Unions	N/A	26	19	27	47

Indiana State University Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	11.070	1,082	2,310,712
All Other Unsecured Loans/Lines of Credit	10.350	406	1,622,860
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.910	492	10,207,101
Used Vehicle Loans	4.250	1,575	21,951,189
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.210	396	19,998,026
Total Other Real Estate Loans/Lines of Credit	4.460	466	9,905,123
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.420	203	2,239,327
TOTAL LOANS & LEASES		4,620	68,234,338

Indiana State University Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	92	5,944,644	20	1,852,175
b. 15 Years or less	301	13,959,480	13	1,284,575
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	3	93,902	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	74	954,439	13	240,500
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	392	8,950,684	45	1,955,223
Open-End Fixed Rate	0	0	0	0
TOTALS	862	29,903,149	91	5,332,473

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Indiana State University Federal Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes