Route 1 Credit Union

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A short history of Route 1 CU

Since its inception in 1957 the Route 1 Credit Union has been serving its members in the PARIS, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Paul Withey, the Route 1 CU has grown its membership to over 974 with assets of more than $4,084,633. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (217) 463-1664 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PARIS, IL.

General Information For Route 1 CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61488
Address 428 W JASPER ST 
State Illinois 
Zip-Code 61944
Phone Number (217) 463-1664
Fax Number (217) 463-2360
Email Address:
CEO/President Paul Withey
Members 974 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 4,084,633 

Compare Route 1 Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Paris Hi-way CU Paris Hi-Way Credit Union 13473 IL Highway 133 61944 (217) 463-1772 No 4.34
Indiana State University CU ISU Credit Union 444 N 3rd St 47807 (812) 234-1021 No 18.12
Vigo County CU Vigo County FCU 128 S 8th St 47807 (812) 232-9697 No 18.74
T H P CU THP Federal Credit Union 4200 Bureau Rd N 47802 (812) 244-4466 No 19.00
Advantageplus Of Indiana CU Main Branch 1122 N Fruitridge Ave 47805 (812) 231-7900 No 20.07

Route 1 Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Route 1 Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.46 8.43 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 446 657 N/A N/A
Rank Among All Illinois Credit Unions N/A 99 121 N/A N/A

Route 1 Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 N/A 1.53 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 N/A 88 N/A
Rank Among All Illinois Credit Unions 20 34 N/A 7 N/A
Route 1 Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.540119222,145
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.46012240,104
Used Vehicle Loans 8.4301191,260,482
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.22043427,425
TOTAL LOANS & LEASES 2932,150,156

Route 1 Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Route 1 Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes