Illinois Valley Credit Union

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A short history of Illinois Valley CU

Since its inception in 1955 the Illinois Valley Credit Union has been serving its members in the Peru, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Thomas Kist, the Illinois Valley CU has grown its membership to over 3,449 with assets of more than $26,797,040. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (815) 224-2666 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Peru, IL.

General Information For Illinois Valley CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62121
Address 2107 Marquette Rd 
City Peru 
State Illinois 
Zip-Code 61354
Phone Number (815) 224-2666
Fax Number (815) 224-2691
Email Address:
CEO/President Thomas Kist
Members 3,449 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 26,797,040 

Compare Illinois Valley Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Peru Municipal CU MAIN OFFICE 4005 PLANK RD 61354 (815) 223-0044 No 1.19
Anco Community CU American Nickeloid ECU 154 3rd St 61301 (815) 223-8410 No 2.45
Smartchoice CU Main office 1 Les Buzz Way 61362 (815) 481-3537 No 3.50
Financial Plus CU Branch 1 Ottawa 800 Chestnut St 61350 (815) 433-1496 No 15.34
First Choice CU First Choice Credit Union 311 E Joliet St 61350 (815) 434-5860 No 15.95

Illinois Valley Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Illinois Valley Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.80 5.79 6.99 5.77 3.97
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 488 470 544 351 97
Rank Among All Illinois Credit Unions 65 102 109 51 15

Illinois Valley Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.13 0.50 0.50 0.49
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 122 60 263 229
Rank Among All Illinois Credit Unions N/A 32 7 47 31
Illinois Valley Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.800341430,161
All Other Unsecured Loans/Lines of Credit 11.330146277,182
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.79058973,291
Used Vehicle Loans 6.9908197,552,709
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.770863,788,851
Total Other Real Estate Loans/Lines of Credit 3.97024308,051
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.990125701,772
TOTAL LOANS & LEASES 1,59914,032,017

Illinois Valley Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 191,141,24500
    b. 15 Years or less 652,467,445158,000
    a. > 15 years 0000
    b. 15 Years or less 2180,16100
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 24308,051141,466
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1104,096,902299,466


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Illinois Valley Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes