Idaho State University Federal Credit Union

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A short history of Idaho State University FCU

Since its inception in 1952 the Idaho State University Federal Credit Union has been serving its members in the POCATELLO, Idaho area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert Taylor, the Idaho State University FCU has grown its membership to over 22,951 with assets of more than $180,521,500. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (208) 235-7100 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in POCATELLO, ID.

General Information For Idaho State University FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7776
Address 353 N 4TH SUITE 210 
City POCATELLO 
State Idaho 
Zip-Code 83201
Phone Number (208) 235-7100
Fax Number (208) 233-1729
Email Address: none
CEO/President Robert Taylor
Members 22,951 
Full-Time Employees 64 
Part-Time Employees 11 
Number of Branch Offices
Total Assets 180,521,500 
Website http://www.isucu.org 

Compare Idaho State University Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Advantage Plus CU Center Street 2133 E Center St 83205 (208) 232-7711 No 2.97
Sei CU Main 555 N 5th Ave 83204 (208) 233-4395 No 4.24
Connections CU nampa 343 Caldwell Blvd 83651 (208) 327-3445 No 4.29
Idaho Central CU Cleveland 4821 Cleveland Blvd 83605 (208) 846-7000 No 5.59
Rails West CU Old Town Branch 216 W Whitman St 83204 (208) 232-5746 No 5.80

Idaho State University Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Idaho State University Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.55 4.68 5.63 4.13 5.80
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 124 361 401 160 322
Rank Among All Idaho Credit Unions 8 27 24 9 20

Idaho State University Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.80 0.01 0.02 1.61 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 46 156 149 78 266
Rank Among All Idaho Credit Unions 1 10 15 5 16
Idaho State University Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.5502,1194,361,369
All Other Unsecured Loans/Lines of Credit 12.5003,7102,539,926
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.68055710,175,319
Used Vehicle Loans 5.6305,47962,584,301
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.13041729,749,438
Total Other Real Estate Loans/Lines of Credit 5.8003087,220,797
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.2001,82326,933,646
TOTAL LOANS & LEASES 14,413143,564,796

Idaho State University Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 688,115,432324,264,100
    b. 15 Years or less 34721,444,889111,353,700
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 2189,11700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2285,541,89124709,503
Open-End Fixed Rate 801,678,90600
TOTALS 72536,970,235676,327,303

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Idaho State University Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes