Idaho Central Credit Union

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A short history of Idaho Central CU

Since its inception in 1940 the Idaho Central Credit Union has been serving its members in the CHUBBUCK, Idaho area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kent Oram, the Idaho Central CU has grown its membership to over 274,953 with assets of more than $3,208,994,757. They have a main office and 33 branch offices. Please see the credit unions website or contact them by phone at (208) 239-3000 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHUBBUCK, ID.

General Information For Idaho Central CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63194
Address 4400 CENTRAL WAY 
State Idaho 
Zip-Code 83202
Phone Number (208) 239-3000
Fax Number (208) 239-3049
Email Address: none
CEO/President Kent Oram
Members 274,953 
Full-Time Employees 816 
Part-Time Employees 58 
Number of Branch Offices 33 
Total Assets 3,208,994,757 

Compare Idaho Central Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Rails West CU Old Town Branch 216 W Whitman St 83204 (208) 232-5746 No 6.56
Pocatello Simplot CU Pocatello Simplot Credit Union 1880 Garrett Way 83201 (208) 234-5360 No 7.89
Connections CU nampa 343 Caldwell Blvd 83651 (208) 327-3445 No 9.02
Sei CU Main 555 N 5th Ave 83204 (208) 233-4395 No 9.40
Idaho State University CU ISU FCU Alameda Branch 202 W Alameda Rd 83201 (208) 235-7100 No 9.51

Idaho Central Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Idaho Central Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.63 3.61 4.01 3.76 5.07
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 213 222 204 103 237
Rank Among All Idaho Credit Unions 13 18 12 5 15

Idaho Central Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.24 1.65 1.62
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 108 73 83
Rank Among All Idaho Credit Unions 5 8 9 4 4
Idaho Central Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.63054,954131,432,922
All Other Unsecured Loans/Lines of Credit 9.00015,02426,597,377
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.61025,489511,828,910
Used Vehicle Loans 4.01063,475670,486,669
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7606,7301,078,356,673
Total Other Real Estate Loans/Lines of Credit 5.0707,561192,155,835
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.19015,252312,262,570
TOTAL LOANS & LEASES 188,4852,923,120,956

Idaho Central Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,532326,447,4861,905372,081,728
    b. 15 Years or less 3,046296,611,23470686,892,553
    a. > 15 years 5509,58000
    b. 15 Years or less 1,528430,259,44521148,222,483
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 61924,528,92815418,730,250
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 42510,877,501631,889,400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 7,136181,278,3341,13261,053,340
Open-End Fixed Rate 0000
TOTALS 14,2911,270,512,5084,171588,869,754


Interest Only & Payment Option 1st Mortgage Loans 58821,912,92118,730,250
Interest Only & Payment Option Other RE/LOC Loans 7,022179,895,33561,053,340
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Idaho Central Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes