Ibm Southeast Employees Credit Union

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A short history of Ibm Southeast Employees CU

Since its inception in 1969 the Ibm Southeast Employees Credit Union has been serving its members in the BOCA RATON, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Miller, the Ibm Southeast Employees CU has grown its membership to over 76,239 with assets of more than $1,083,190,135. They have a main office and 18 branch offices. Please see the credit unions website or contact them by phone at (561) 982-4700 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BOCA RATON, FL.

General Information For Ibm Southeast Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68663
Address P O BOX 5090 
City BOCA RATON 
State Florida 
Zip-Code 33487
Phone Number (561) 982-4700
Fax Number () -
Email Address: ----
CEO/President Michael Miller
Members 76,239 
Full-Time Employees 271 
Part-Time Employees
Number of Branch Offices 18 
Total Assets 1,083,190,135 
Website http://ibmsecu.org 

Compare Ibm Southeast Employees Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
South Atlantic CU SOUTH ATLANTIC FCU 1 W Camino Real Ste 110 33432 (561) 394-7097 No 4.65
Pompano Beach City Emp. CU credit union office 420 ne 19th ave 33060 (954) 785-8710 No 11.95
We Florida Financial CU Wilton Manors 2246 Wilton Dr 33305 (954) 745-2400 No 12.72
Coral Community CU Coral Community FCU- Main Office 1930 NE 47th St Ste 120 33308 (954) 772-2330 No 15.54
Broward Healthcare CU NORTH BROWARD 201 e sample rd 33064 (954) 786-6485 No 16.08

Ibm Southeast Employees Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Ibm Southeast Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 4.74 4.74 4.00 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 367 295 138 200
Rank Among All Florida Credit Unions 24 71 42 19 19

Ibm Southeast Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.35 0.70 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 89 224 205
Rank Among All Florida Credit Unions N/A 22 16 42 24
Ibm Southeast Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.90018,32889,377,856
All Other Unsecured Loans/Lines of Credit 10.1206385,548,180
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.7403,10973,375,001
Used Vehicle Loans 4.7409,348152,099,109
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0002,446333,548,540
Total Other Real Estate Loans/Lines of Credit 4.7502,35492,472,110
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.7402,65740,223,996
TOTAL LOANS & LEASES 38,880786,644,792

Ibm Southeast Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,027140,619,60112024,638,771
    b. 15 Years or less 71060,425,160467,297,281
Balloon/Hybrid
    a. > 15 years 2711,370,446115,782,750
    b. 15 Years or less 21042,540,97141,057,450
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 583,295,267182,500
Adjustable Rate > 1 yr 41475,297,095409,817,151

OTHER REAL ESTATE

Closed-End Fixed Rate 48115,768,855572,691,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,87376,703,25524718,600,000
Open-End Fixed Rate 0000
TOTALS 4,800426,020,65052669,966,903

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 1158,1150
Interest Only & Payment Option Other RE/LOC Loans 1,65971,153,66418,600,000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ibm Southeast Employees Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes