Heritage South Community Cu Credit Union

Social
  • +1

A short history of Heritage South Community Cu CU

Since its inception in 1957 the Heritage South Community Cu Credit Union has been serving its members in the SHELBYVILLE, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Marvin McBee, the Heritage South Community Cu CU has grown its membership to over 22,617 with assets of more than $190,131,585. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (931) 684-3596 or email them at admin@heritagesouth.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SHELBYVILLE, TN.

General Information For Heritage South Community Cu CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67748
Address P. O. BOX 1219 
City SHELBYVILLE 
State Tennessee 
Zip-Code 37162
Phone Number (931) 684-3596
Fax Number (931) 685-4233
Email Address: admin@heritagesouth.org
CEO/President Marvin McBee
Members 22,617 
Full-Time Employees 71 
Part-Time Employees
Number of Branch Offices
Total Assets 190,131,585 
Website http://www.heritagesouth.org 

Compare Heritage South Community Cu Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ascend CU Hendersonville 303 Sourth Parrish Pl 37075 (931) 455-5441 No 14.33
Jack Daniel Employees CU MAIN OFFICE 488 MAJORS BLVD 37352 (931) 759-5513 No 14.83

Heritage South Community Cu Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Heritage South Community Cu Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.43 5.42 8.74 5.76 5.31
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 118 441 678 350 266
Rank Among All Tennessee Credit Unions 7 80 84 56 24

Heritage South Community Cu Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.11 0.25 0.58 1.16 1.17
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 115 95 51 142 137
Rank Among All Tennessee Credit Unions 10 10 5 8 8
Heritage South Community Cu Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.4302,7832,241,495
All Other Unsecured Loans/Lines of Credit 9.4004,35312,905,333
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.4202425,534,228
Used Vehicle Loans 8.7404,71943,471,571
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.76052238,774,406
Total Other Real Estate Loans/Lines of Credit 5.31055835,483,431
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.5101,1419,262,764
TOTAL LOANS & LEASES 14,318147,673,228

Heritage South Community Cu Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 464,177,19900
    b. 15 Years or less 21010,790,183221,785,950
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 25722,497,459152,131,145
Other Fixed Rate 91,309,5655799,200
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 22924,484,573272,927,858
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 32910,998,858342,199,100
Open-End Fixed Rate 0000
TOTALS 1,08074,257,8371039,843,253

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 101,391,404799,200
Interest Only & Payment Option Other RE/LOC Loans 473,729,435527,151
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Heritage South Community Cu Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes