Heritage Federal Credit Union

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A short history of Heritage FCU

Since its inception in 1965 the Heritage Federal Credit Union has been serving its members in the Newburgh, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ruth Jenkins, the Heritage FCU has grown its membership to over 54,903 with assets of more than $555,273,694. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (812) 853-8808 or email them at www.hfcu@hfcu.info to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Newburgh, IN.

General Information For Heritage FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16626
Address PO Box 189 
City Newburgh 
State Indiana 
Zip-Code 47629
Phone Number (812) 853-8808
Fax Number (812) 858-6535
Email Address: www.hfcu@hfcu.info
CEO/President Ruth Jenkins
Members 54,903 
Full-Time Employees 159 
Part-Time Employees 22 
Number of Branch Offices
Total Assets 555,273,694 
Website http://www.hfcu.info 

Compare Heritage Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Evansville CU Main Office 6209 Vogel Rd 47704 (812) 424-2621 No 4.93
Evansville Teachers CU ETFCU West Evansville Office 4905 University Dr 47719 (812) 422-8204 No 6.14
Diamond Valley CU Redbank Branch 5020 University Dr 47712 (812) 425-5152 No 8.77
Evansville Firefighters CU EVANSVILLE FIREFIGHTERS FCU 312 N 4TH AVE 47710 (812) 424-9396 No 9.82
Sterling United CU STERLING OFFICE 1330 W FRANKLIN ST 47710 (812) 425-0111 No 10.00

Heritage Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Heritage Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.75 4.59 5.08 5.00 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 78 351 335 268 132
Rank Among All Indiana Credit Unions 7 76 62 52 16

Heritage Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.11 0.27 1.10 1.06
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 126 102 152 151
Rank Among All Indiana Credit Unions 21 25 17 22 15
Heritage Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.7509,10117,969,962
All Other Unsecured Loans/Lines of Credit 15.0003,3468,318,818
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.5903,08369,547,194
Used Vehicle Loans 5.08012,446167,843,557
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.0001,09988,935,069
Total Other Real Estate Loans/Lines of Credit 4.2501,90225,563,508
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0601,36013,190,287
TOTAL LOANS & LEASES 32,337391,368,395

Heritage Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 25141,052,50314619,957,403
    b. 15 Years or less 75643,196,927949,960,853
    a. > 15 years 211,654,8433687,000
    b. 15 Years or less 231,458,7602468,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 481,572,036249,762
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 3988,099,703411,403,418
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,50417,463,805763,116,350
Open-End Fixed Rate 0000
TOTALS 3,001114,498,57736435,642,786


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1254,201,5251,204,500
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Heritage Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes