Evansville Teachers Federal Credit Union

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A short history of Evansville Teachers FCU

Since its inception in 1936 the Evansville Teachers Federal Credit Union has been serving its members in the Evansville, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by William Schirmer, the Evansville Teachers FCU has grown its membership to over 183,091 with assets of more than $1,405,557,433. They have a main office and 13 branch offices. Please see the credit unions website or contact them by phone at (812) 477-9271 or email them at etfcu@evv-etfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Evansville, IN.

General Information For Evansville Teachers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1682
Address PO Box 5129 
City Evansville 
State Indiana 
Zip-Code 47716
Phone Number (812) 477-9271
Fax Number (812) 473-9704
Email Address: etfcu@evv-etfcu.org
CEO/President William Schirmer
Members 183,091 
Full-Time Employees 425 
Part-Time Employees 19 
Number of Branch Offices 13 
Total Assets 1,405,557,433 
Website http://etfcu.org 

Compare Evansville Teachers Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Evansville Firefighters CU EVANSVILLE FIREFIGHTERS FCU 312 N 4TH AVE 47710 (812) 424-9396 No 1.38
Sterling United CU STERLING OFFICE 1330 W FRANKLIN ST 47710 (812) 425-0111 No 1.56
Diamond Valley CU Redbank Branch 5020 University Dr 47712 (812) 425-5152 No 1.75
Evansville CU Main Office 6209 Vogel Rd 47704 (812) 424-2621 No 4.34
Heritage CU Boonville 966 N State Route 61 47629 (812) 897-3114 No 11.68

Evansville Teachers Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Evansville Teachers Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.25 4.60 5.00 3.50 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 54 352 324 72 132
Rank Among All Indiana Credit Unions 5 77 59 8 16

Evansville Teachers Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.11 0.40 1.29 1.34
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 126 76 119 114
Rank Among All Indiana Credit Unions 20 25 8 15 10
Evansville Teachers Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.25010,33419,235,186
All Other Unsecured Loans/Lines of Credit 9.1908,00215,747,813
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.0002354,565,154
New Vehicle Loans 4.60018,143143,742,827
Used Vehicle Loans 5.00057,565321,843,263
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.5005,263419,185,727
Total Other Real Estate Loans/Lines of Credit 4.2503,01640,358,763
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.35012,736122,932,085
TOTAL LOANS & LEASES 115,2941,087,610,818

Evansville Teachers Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 72088,678,566984153,777,834
    b. 15 Years or less 3,768242,169,61645253,849,202
Balloon/Hybrid
    a. > 15 years 36746,253,9268812,477,193
    b. 15 Years or less 25033,107,974163,829,630
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 641,828,4204222,340
Adjustable Rate > 1 yr 947,147,225101,391,612

OTHER REAL ESTATE

Closed-End Fixed Rate 79915,674,1491524,132,954
Closed-End Adjustable Rate 851,26900
Open-End Adjustable Rate 2,20924,633,3458316,826,033
Open-End Fixed Rate 0000
TOTALS 8,279459,544,4902,537236,506,798

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 6712,287,55814,672,431
Interest Only & Payment Option Other RE/LOC Loans 59212,232,6682,940,503
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Evansville Teachers Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes