Helena Community Credit Union

  • +1

A short history of Helena Community CU

Since its inception in 1936 the Helena Community Credit Union has been serving its members in the Helena, Montana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Greg Strizich, the Helena Community CU has grown its membership to over 16,052 with assets of more than $194,109,582. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (406) 443-5400 or email them at service@thecu4u.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Helena, MT.

General Information For Helena Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68495
Address PO Box 159 
City Helena 
State Montana 
Zip-Code 59624
Phone Number (406) 443-5400
Fax Number (406) 443-6158
Email Address: service@thecu4u.org
CEO/President Greg Strizich
Members 16,052 
Full-Time Employees 61 
Part-Time Employees
Number of Branch Offices
Total Assets 194,109,582 
Website http://www.thecu4u.org 

Compare Helena Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Rocky Mountain CU North Montana 3400 N Montana Ave 59602 (406) 449-2680 No 2.19
Vocal CU 2910 Prospect Ave 2910 Prospect Ave 59604 (406) 442-1421 No 2.26

Helena Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Helena Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.05 2.74 2.74 3.74 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 92 113 70 101 74
Rank Among All Montana Credit Unions 2 5 3 10 2

Helena Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.45 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 274 283
Rank Among All Montana Credit Unions N/A 13 13 19 24
Helena Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.0509121,573,361
All Other Unsecured Loans/Lines of Credit 8.9908952,060,109
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.74063214,313,035
Used Vehicle Loans 2.7403,30142,491,088
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.74028526,269,845
Total Other Real Estate Loans/Lines of Credit 3.7502739,496,331
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.8401,97434,867,888
TOTAL LOANS & LEASES 8,272131,071,657

Helena Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 8211,227,375234,992,659
    b. 15 Years or less 1128,282,459172,168,665
    a. > 15 years 203,375,06600
    b. 15 Years or less 9709,294125,600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 622,675,65147818,226
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1393,888,8346253,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1085,001,408781,929,322
Open-End Fixed Rate 26606,0894463
TOTALS 55835,766,17617610,187,935


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Helena Community Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes