Rocky Mountain Credit Union

  • +1

A short history of Rocky Mountain CU

Since its inception in 1940 the Rocky Mountain Credit Union has been serving its members in the Helena, Montana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Edward Stofko, the Rocky Mountain CU has grown its membership to over 20,261 with assets of more than $229,365,934. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (406) 449-2680 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Helena, MT.

General Information For Rocky Mountain CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63261
Address 3400 N Montana Ave 
City Helena 
State Montana 
Zip-Code 59602
Phone Number (406) 449-2680
Fax Number (406) 447-1110
Email Address:
CEO/President Edward Stofko
Members 20,261 
Full-Time Employees 76 
Part-Time Employees
Number of Branch Offices
Total Assets 229,365,934 

Compare Rocky Mountain Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Vocal CU 2910 Prospect Ave 2910 Prospect Ave 59604 (406) 442-1421 No 6.01
Helena Community CU Fort Harrison VA Hospital 3687 Veterans Dr 59601 (406) 443-5400 No 6.27

Rocky Mountain Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Rocky Mountain Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.74 2.89 3.83 4.13 3.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 138 132 183 159 99
Rank Among All Montana Credit Unions 3 6 10 14 3

Rocky Mountain Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.15 0.40 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 124 284 227
Rank Among All Montana Credit Unions N/A 13 10 20 13
Rocky Mountain Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.7404,7549,364,504
All Other Unsecured Loans/Lines of Credit 9.0002,1203,986,297
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.8901,02720,228,942
Used Vehicle Loans 3.8304,14640,900,012
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.13062865,470,927
Total Other Real Estate Loans/Lines of Credit 3.99050714,817,284
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0001,32022,928,435
TOTAL LOANS & LEASES 14,502177,696,401

Rocky Mountain Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 24514,017,2757716,841,073
    b. 15 Years or less 23325,381,965153,356,904
    a. > 15 years 328,281,77500
    b. 15 Years or less 485,422,22100
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 7012,367,69171,058,353


Closed-End Fixed Rate 1403,535,53629936,803
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3069,921,840643,358,935
Open-End Fixed Rate 611,359,90800
TOTALS 1,13580,288,21119225,552,068


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Rocky Mountain Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes