Heartland Credit Union

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A short history of Heartland CU

Since its inception in 1936 the Heartland Credit Union has been serving its members in the MADISON, Wisconsin area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sally Dischler, the Heartland CU has grown its membership to over 22,272 with assets of more than $261,367,146. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (608) 282-7000 or email them at ebranch@heartlandcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MADISON, WI.

General Information For Heartland CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66710
State Wisconsin 
Zip-Code 53718
Phone Number (608) 282-7000
Fax Number (608) 282-7036
Email Address: ebranch@heartlandcu.org
CEO/President Sally Dischler
Members 22,272 
Full-Time Employees 79 
Part-Time Employees
Number of Branch Offices
Total Assets 261,367,146 
Website http://www.heartlandcu.org 

Compare Heartland Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Post Office CU Main Office 151 W Corporate Dr 53714 (608) 244-3518 No 2.69
Summit CU Franklin 7750 S Lovers Lane Rd 53708 (608) 243-5000 No 3.08
Heritage CU BRANCH - MILWAUKEE WI HERITAGE CREDIT UNION 53204 (414) 645-5160 No 4.57
Madison CU Madison Credit Union 949 E Washington Ave 53703 (608) 266-4750 No 5.49
M. G. & E. CU MG&E Credit Union 601 E Main St 53708 (608) 255-1773 No 5.82

Heartland Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Heartland Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.00 2.99 2.99 4.00 4.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 160 145 91 138 228
Rank Among All Wisconsin Credit Unions 13 26 14 27 37

Heartland Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.20 0.60 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 114 240 211
Rank Among All Wisconsin Credit Unions 10 14 25 31 25
Heartland Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.0003,5749,609,343
All Other Unsecured Loans/Lines of Credit 8.9901,4152,763,567
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9901,47224,862,436
Used Vehicle Loans 2.9903,13237,202,414
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000910101,088,147
Total Other Real Estate Loans/Lines of Credit 4.99064116,320,244
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.75082014,082,338
TOTAL LOANS & LEASES 11,964205,928,489

Heartland Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 16422,594,0126711,262,050
    b. 15 Years or less 46636,624,071475,810,700
    a. > 15 years 346,699,4783439,850
    b. 15 Years or less 15024,751,350171,982,079
Other Fixed Rate 8362,63900
Adjustable Rate 1 yr or less 8710,015,648294,387,690
Adjustable Rate > 1 yr 140,94900


Closed-End Fixed Rate 1203,664,19625880,221
Closed-End Adjustable Rate 291,323,0187273,878
Open-End Adjustable Rate 48111,043,4571084,937,839
Open-End Fixed Rate 11289,57300
TOTALS 1,551117,408,39130329,974,307


Interest Only & Payment Option 1st Mortgage Loans 16804,1101,410,600
Interest Only & Payment Option Other RE/LOC Loans 1875,084,7944,012,839
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Heartland Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes