Heart Of Louisiana Federal Credit Union

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A short history of Heart Of Louisiana FCU

Since its inception in 1955 the Heart Of Louisiana Federal Credit Union has been serving its members in the PINEVILLE, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Cynthia Beauregard, the Heart Of Louisiana FCU has grown its membership to over 19,728 with assets of more than $105,077,671. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (318) 619-1900 or email them at geninfo@heartcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PINEVILLE, LA.

General Information For Heart Of Louisiana FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10164
Address P O BOX 4030 
City PINEVILLE 
State Louisiana 
Zip-Code 71360
Phone Number (318) 619-1900
Fax Number (318) 449-5519
Email Address: geninfo@heartcu.org
CEO/President Cynthia Beauregard
Members 19,728 
Full-Time Employees 44 
Part-Time Employees
Number of Branch Offices
Total Assets 105,077,671 
Website http://www.heartcu.org 

Compare Heart Of Louisiana Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Rapides CU MidSouth Bank 3412 Mac Lee Dr 71302 (318) 445-3717 No 2.71
Alexandria T & P CU ALEXANDRIA T&P FCU 3900 TERMINAL RD 71302 (318) 442-9687 No 3.12
Cenla CU Main Office 708 Jackson St 71309 (318) 445-7388 No 3.70
Alexandria Municipal Employees CU AMECU 1032 Wisteria St 71301 (318) 445-5696 No 3.72
Rapides General Hospital Empl CU MAIN OFFICE 211 4TH ST 71301 (318) 769-3330 No 3.94

Heart Of Louisiana Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Heart Of Louisiana Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.71 4.81 6.03 5.68 5.07
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 135 376 446 343 237
Rank Among All Louisiana Credit Unions 14 70 59 52 17

Heart Of Louisiana Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.25 0.49 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 105 268 219
Rank Among All Louisiana Credit Unions N/A 41 13 48 29
Heart Of Louisiana Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.7102,6057,473,890
All Other Unsecured Loans/Lines of Credit 11.0703,1356,778,713
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.8101703,224,505
Used Vehicle Loans 6.0301,78218,040,435
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.68028220,042,718
Total Other Real Estate Loans/Lines of Credit 5.070772,312,523
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.40077313,230,407
TOTAL LOANS & LEASES 8,82471,103,191

Heart Of Louisiana Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11110,421,433101,327,174
    b. 15 Years or less 793,202,1808535,817
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 32,392,31200
Adjustable Rate 1 yr or less 894,026,79300
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 12,32700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 762,310,19600
Open-End Fixed Rate 0000
TOTALS 35922,355,241181,862,991

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Heart Of Louisiana Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes