Cenla Federal Credit Union

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A short history of Cenla FCU

Since its inception in 1963 the Cenla Federal Credit Union has been serving its members in the ALEXANDRIA, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by William Thomas, the Cenla FCU has grown its membership to over 11,302 with assets of more than $116,869,018. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (318) 445-7388 or email them at cenlafcu@cenlafcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALEXANDRIA, LA.

General Information For Cenla FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15602
Address PO BOX 1271 
State Louisiana 
Zip-Code 71309
Phone Number (318) 445-7388
Fax Number (318) 448-3981
Email Address: cenlafcu@cenlafcu.org
CEO/President William Thomas
Members 11,302 
Full-Time Employees 24 
Part-Time Employees
Number of Branch Offices
Total Assets 116,869,018 
Website http://www.cenlafcu.org 

Compare Cenla Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Rapides General Hospital Empl CU MAIN OFFICE 211 4TH ST 71301 (318) 769-3330 No 0.40
Alexandria Municipal Employees CU AMECU 1032 Wisteria St 71301 (318) 445-5696 No 0.58
River Cities CU Alexandria 1767 Jackson St 71301 (318) 445-0113 No 0.80
Rapides CU MidSouth Bank 3412 Mac Lee Dr 71302 (318) 445-3717 No 0.99
Louisiana Baptist CU Louisiana Baptist FCU 1250 macarthur dr 71303 (318) 449-4357 No 2.44

Cenla Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Cenla Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 3.90 3.90 5.50 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 262 190 324 289
Rank Among All Louisiana Credit Unions 29 47 19 49 28

Cenla Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.65 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 234 205
Rank Among All Louisiana Credit Unions N/A 29 N/A 38 26
Cenla Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.0002,0203,312,305
All Other Unsecured Loans/Lines of Credit 10.0001,2386,015,390
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9002875,219,017
Used Vehicle Loans 3.9001,20116,597,524
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.5001719,923,015
Total Other Real Estate Loans/Lines of Credit 5.500732,493,328
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0001,01510,682,936
TOTAL LOANS & LEASES 6,00554,243,515

Cenla Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11505,83700
    b. 15 Years or less 5155,04900
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 1559,262,12928977,135


Closed-End Fixed Rate 411,224,849278,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 321,268,479277,500
Open-End Fixed Rate 0000
TOTALS 24412,416,343321,133,135


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cenla Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes