Healthcare Plus Federal Credit Union

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A short history of Healthcare Plus FCU

Since its inception in 1979 the Healthcare Plus Federal Credit Union has been serving its members in the Aberdeen, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Guy Trenhaile, the Healthcare Plus FCU has grown its membership to over 4,979 with assets of more than $47,362,770. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (605) 725-0900 or email them at info@hcpfcu.coop to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Aberdeen, SD.

General Information For Healthcare Plus FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 23371
Address PO Box 1857 
City Aberdeen 
State South Dakota 
Zip-Code 57402
Phone Number (605) 725-0900
Fax Number (605) 725-0899
Email Address: info@hcpfcu.coop
CEO/President Guy Trenhaile
Members 4,979 
Full-Time Employees 15 
Part-Time Employees
Number of Branch Offices
Total Assets 47,362,770 
Website http://hcpfcu.coop 

Compare Healthcare Plus Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Consolidated-hub Co CU Main Office 1601 8th Ave NE 57401 (605) 225-7711 No 1.25
Aberdeen CU Aberdeen Federal Credit Union 2324 8TH AVE NE 57402 (605) 225-2488 No 1.65

Healthcare Plus Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Healthcare Plus Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 3.00 3.00 3.50 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 146 92 72 56
Rank Among All South Dakota Credit Unions 17 11 5 5 1

Healthcare Plus Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.04 0.05 0.10 0.40 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 128 143 134 284 158
Rank Among All South Dakota Credit Unions 6 14 10 22 6
Healthcare Plus Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.900272386,569
All Other Unsecured Loans/Lines of Credit 14.5007372,065,449
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 10.0001887,132
New Vehicle Loans 3.0001904,580,242
Used Vehicle Loans 3.0001,52316,376,270
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.500969,773,980
Total Other Real Estate Loans/Lines of Credit 3.500723,645,597
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0002063,540,531
TOTAL LOANS & LEASES 3,11440,455,770

Healthcare Plus Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 312,378,616155,000
    b. 15 Years or less 192,498,27700
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 454,642,1372650,000
Other Fixed Rate 1254,9501155,621
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 22643,34900
Open-End Adjustable Rate 503,002,2484495,451
Open-End Fixed Rate 0000
TOTALS 16813,419,57781,356,072

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 1254,951155,621
Interest Only & Payment Option Other RE/LOC Loans 503,002,248495,451
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Healthcare Plus Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes