Aberdeen Federal Credit Union

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A short history of Aberdeen FCU

Since its inception in 1935 the Aberdeen Federal Credit Union has been serving its members in the ABERDEEN, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert Goscicki, the Aberdeen FCU has grown its membership to over 11,382 with assets of more than $130,049,075. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (605) 225-2488 or email them at INFO@ABERDEENFCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ABERDEEN, SD.

General Information For Aberdeen FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 274
Address PO BOX 1495 
State South Dakota 
Zip-Code 57402
Phone Number (605) 225-2488
Fax Number (605) 225-5737
CEO/President Robert Goscicki
Members 11,382 
Full-Time Employees 30 
Part-Time Employees
Number of Branch Offices
Total Assets 130,049,075 
Website http://www.aberdeenfcu.org 

Compare Aberdeen Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Healthcare Plus CU Hospital Office 305 S State St 57401 (605) 725-0886 No 0.57
Consolidated-hub Co CU Main Office 1601 8th Ave NE 57401 (605) 225-7711 No 1.25

Aberdeen Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Aberdeen Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.08 4.08 5.35 5.35
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 291 212 309 272
Rank Among All South Dakota Credit Unions N/A 25 12 22 18

Aberdeen Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 N/A 0.50 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 N/A 263 158
Rank Among All South Dakota Credit Unions 5 11 N/A 19 6
Aberdeen Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 14.1901,1561,261,550
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.08047410,478,059
Used Vehicle Loans 4.0804,10144,835,024
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.3509510,091,951
Total Other Real Estate Loans/Lines of Credit 5.35032012,201,650
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0801,12112,925,329
TOTAL LOANS & LEASES 7,26791,793,563

Aberdeen Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4429,435527,618,349
    b. 15 Years or less 6500,1554580,000
    a. > 15 years 5378,76500
    b. 15 Years or less 626,412,5495340,300
Other Fixed Rate 172,197,51941,414,600
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 1173,52800


Closed-End Fixed Rate 341,101,5214115,190
Closed-End Adjustable Rate 631,830,59600
Open-End Adjustable Rate 2239,269,533271,420,981
Open-End Fixed Rate 0000
TOTALS 41522,293,6019611,489,420


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 2239,269,5330
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Aberdeen Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes