Health Care Family Credit Union

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A short history of Health Care Family CU

Since its inception in 1969 the Health Care Family Credit Union has been serving its members in the Saint Louis, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Terry Summers, the Health Care Family CU has grown its membership to over 6,031 with assets of more than $61,444,212. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (314) 645-5851 or email them at talktous@hcfcu4u.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Saint Louis, MO.

General Information For Health Care Family CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63249
Address 2114 S Big Bend Blvd 
City Saint Louis 
State Missouri 
Zip-Code 63117
Phone Number (314) 645-5851
Fax Number (314) 645-1548
Email Address: talktous@hcfcu4u.org
CEO/President Terry Summers
Members 6,031 
Full-Time Employees 20 
Part-Time Employees
Number of Branch Offices
Total Assets 61,444,212 
Website http://www.healthcarefamilycreditun 

Compare Health Care Family Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
County CU Millennium Corporate Credit Union 2055 Craigshire Rd 63146 (314) 542-1350 No 1.30
St. Louis Firefighters & Community CU St. Louis Firefighters Credit Union 5530 Fyler Ave 63139 (314) 752-5444 No 3.36
Union Memorial CU Union Memorial United Methodist Church 1141 Belt Ave 63105 (314) 367-6149 No 3.73
Co - Lib CU St. Louis County Library - HQ 1640 S Lindbergh Blvd 63131 (314) 994-3300 No 3.92
West Side Baptist Church CU West Side Baptist Church 4675 Page Blvd 63113 (314) 535-9002 No 4.68

Health Care Family Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Health Care Family Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.00 3.73 4.43 2.94 4.52
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 341 241 254 21 171
Rank Among All Missouri Credit Unions 24 42 38 1 21

Health Care Family Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.31 1.24 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 95 129 266
Rank Among All Missouri Credit Unions N/A 18 9 6 25
Health Care Family Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.0001,6682,589,423
All Other Unsecured Loans/Lines of Credit 9.9706202,068,397
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.290202739,186
New Vehicle Loans 3.7301282,159,715
Used Vehicle Loans 4.4306967,740,774
Total 1st Mortgage Real Estate Loans/Lines of Credit 2.9401119,905,610
Total Other Real Estate Loans/Lines of Credit 4.52028518,855,429
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.56056605,482
TOTAL LOANS & LEASES 3,76644,664,016

Health Care Family Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 131,601,3493402,920
    b. 15 Years or less 362,538,4093207,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 372,104,728181,466,636
Adjustable Rate > 1 yr 253,661,12491,118,505

OTHER REAL ESTATE

Closed-End Fixed Rate 1297,555,5787404,020
Closed-End Adjustable Rate 505,782,163131,575,845
Open-End Adjustable Rate 1065,517,6889525,736
Open-End Fixed Rate 0000
TOTALS 39628,761,039625,700,662

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Health Care Family Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes