Harvard University Employees Credit Union

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A short history of Harvard University Employees CU

Since its inception in 1939 the Harvard University Employees Credit Union has been serving its members in the CAMBRIDGE, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Eugene Foley, the Harvard University Employees CU has grown its membership to over 48,724 with assets of more than $609,490,617. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (617) 495-4460 or email them at cumembercontact@harvard.edu to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CAMBRIDGE, MA.

General Information For Harvard University Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67696
Address 104 MOUNT AUBURN ST STE4 
City CAMBRIDGE 
State Massachusetts 
Zip-Code 02138
Phone Number (617) 495-4460
Fax Number (617) 496-9804
Email Address: cumembercontact@harvard.edu
CEO/President Eugene Foley
Members 48,724 
Full-Time Employees 91 
Part-Time Employees
Number of Branch Offices
Total Assets 609,490,617 
Website http://www.huecu.org 

Compare Harvard University Employees Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cambridge Firefighters CU Main 113 Garden St 02138 (617) 864-2298 No 0.32
Cambridge Teachers CU Cambridge Teachers FCU 20 Felton St 02138 (617) 492-3212 No 1.11
Health Alliance CU Health Alliance Federal Credit Union 230 Highland Ave 02143 (617) 591-6709 No 1.39
Naveo CU Cambridge 251 Hampshire St 02139 (617) 714-6565 No 1.46
Somerville Municipal CU Main Office 236 Holland St 02144 (617) 625-0898 No 1.59

Harvard University Employees Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Harvard University Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.50 2.99 2.99 4.00 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 434 145 91 138 74
Rank Among All Massachusetts Credit Unions 31 43 19 35 13

Harvard University Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.40 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 76 263 227
Rank Among All Massachusetts Credit Unions 10 19 14 52 45
Harvard University Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.50013,98737,092,783
All Other Unsecured Loans/Lines of Credit 7.9904,56514,706,472
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.2503,38294,972,085
New Vehicle Loans 2.9904675,658,913
Used Vehicle Loans 2.9901,12910,774,619
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001,126324,518,036
Total Other Real Estate Loans/Lines of Credit 3.75097430,919,376
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.2504684,121,660
TOTAL LOANS & LEASES 26,098522,763,944

Harvard University Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 575185,223,08818570,126,161
    b. 15 Years or less 31753,534,0765914,545,207
Balloon/Hybrid
    a. > 15 years 15764,058,630269,556,639
    b. 15 Years or less 7320,806,200135,606,675
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 4896,04200

OTHER REAL ESTATE

Closed-End Fixed Rate 1918,337,469553,364,425
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 78322,581,907786,813,182
Open-End Fixed Rate 0000
TOTALS 2,100355,437,412416110,012,289

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 20801,682225,000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Harvard University Employees Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes