Cambridge Teachers Federal Credit Union

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A short history of Cambridge Teachers FCU

Since its inception in 1939 the Cambridge Teachers Federal Credit Union has been serving its members in the CAMBRIDGE, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert GREENE, the Cambridge Teachers FCU has grown its membership to over 2,086 with assets of more than $31,303,838. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (617) 492-3212 or email them at RGREENE@CAMBRIDGETEACHERSFCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CAMBRIDGE, MA.

General Information For Cambridge Teachers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3115
Address 20 FELTON ST 
City CAMBRIDGE 
State Massachusetts 
Zip-Code 02138
Phone Number (617) 492-3212
Fax Number (617) 492-0131
Email Address: RGREENE@CAMBRIDGETEACHERSFCU.ORG
CEO/President Robert GREENE
Members 2,086 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 31,303,838 
Website http://CAMBRIDGETEACHERSFCU.ORG 

Compare Cambridge Teachers Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cambridge Firefighters CU Main 113 Garden St 02138 (617) 864-2298 No 0.32
Harvard University Employees CU Charlestown Navy Yard 149 13th St 02138 (617) 643-9655 No 0.79
Health Alliance CU Health Alliance Federal Credit Union 230 Highland Ave 02143 (617) 591-6709 No 1.39
Naveo CU Cambridge 251 Hampshire St 02139 (617) 714-6565 No 1.46
Somerville Municipal CU Main Office 236 Holland St 02144 (617) 625-0898 No 1.59

Cambridge Teachers Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Cambridge Teachers Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.25 3.40 4.00 5.00 4.60
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 362 197 203 268 182
Rank Among All Massachusetts Credit Unions 27 52 45 53 38

Cambridge Teachers Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.15 N/A 0.80 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 119 N/A 207 184
Rank Among All Massachusetts Credit Unions 6 15 N/A 40 34
Cambridge Teachers Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.2507051,271,172
All Other Unsecured Loans/Lines of Credit 11.0002571,224,279
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.40036638,673
Used Vehicle Loans 4.0001111,175,917
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.0003704,250
Total Other Real Estate Loans/Lines of Credit 4.600732,821,173
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00015107,825
TOTAL LOANS & LEASES 1,2007,943,289

Cambridge Teachers Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2674,22500
    b. 15 Years or less 130,02500
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 391,245,5996316,013
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 341,575,57429,919
Open-End Fixed Rate 0000
TOTALS 763,525,4238325,932

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cambridge Teachers Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes