Guardian Credit Union

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A short history of Guardian CU

Since its inception in 1958 the Guardian Credit Union has been serving its members in the Montgomery, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Heath Harrell, the Guardian CU has grown its membership to over 52,098 with assets of more than $403,342,850. They have a main office and 12 branch offices. Please see the credit unions website or contact them by phone at (334) 244-9999 or email them at angcu@myguardian.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Montgomery, AL.

General Information For Guardian CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68374
Address 418 Madison Ave 
City Montgomery 
State Alabama 
Zip-Code 36104
Phone Number (334) 244-9999
Fax Number (334) 834-4495
Email Address: angcu@myguardian.com
CEO/President Heath Harrell
Members 52,098 
Full-Time Employees 150 
Part-Time Employees
Number of Branch Offices 12 
Total Assets 403,342,850 
Website http://www.myguardiancu.com 

Compare Guardian Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Tri-rivers CU Tri-Rivers Federal Credit Union 400 Arba St 36104 (334) 834-7483 No 2.31
Montgomery Va CU MONTGOMERY VA FEDERAL CREDIT UNION 345 PERRY HILL RD 36109 (334) 272-7790 No 5.00
Alabama State Employees CU Interstate 1000 Interstate Park Dr 36123 (334) 270-9011 No 5.56
Max CU Gunter 100 S Turner Blvd 36124 (334) 215-5487 No 7.33
Fedmont CU Fedmont FCU 330 Eastdale Cir 36117 (334) 270-5532 No 7.35

Guardian Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Guardian Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.40 5.70 6.95 5.00 5.30
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 431 464 540 268 265
Rank Among All Alabama Credit Unions 25 55 55 21 25

Guardian Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.20 0.50 0.65 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 108 60 234 192
Rank Among All Alabama Credit Unions 6 18 4 30 18
Guardian Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.4006,3109,325,145
All Other Unsecured Loans/Lines of Credit 13.4005,95917,895,067
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.70094420,108,560
Used Vehicle Loans 6.95014,584165,424,999
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.00086768,907,666
Total Other Real Estate Loans/Lines of Credit 5.3001827,008,101
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0002,91931,883,770
TOTAL LOANS & LEASES 31,765320,553,308

Guardian Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 371,269,95400
    b. 15 Years or less 53338,787,56111712,106,674
Balloon/Hybrid
    a. > 15 years 546,150,71700
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1414,846,09315785,278
Adjustable Rate > 1 yr 10217,853,341397,759,810

OTHER REAL ESTATE

Closed-End Fixed Rate 624,604,674142,608,700
Closed-End Adjustable Rate 427,14700
Open-End Adjustable Rate 1162,376,28024836,500
Open-End Fixed Rate 0000
TOTALS 1,04975,915,76720924,096,962

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 472,603,4940
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Guardian Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes
Web Statistics