Granite Federal Credit Union

  • +1

A short history of Granite FCU

Since its inception in 1986 the Granite Federal Credit Union has been serving its members in the SALT LAKE CITY, Utah area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lynn Kuehne, the Granite FCU has grown its membership to over 31,019 with assets of more than $429,318,299. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (801) 288-3000 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SALT LAKE CITY, UT.

General Information For Granite FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24726
Address 3675 S 900 E 
State Utah 
Zip-Code 84106
Phone Number (801) 288-3000
Fax Number (801) 288-3051
Email Address:
CEO/President Lynn Kuehne
Members 31,019 
Full-Time Employees 92 
Part-Time Employees
Number of Branch Offices
Total Assets 429,318,299 

Compare Granite Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
University First CU Holladay 4675 S Highland Dr 84117 (801) 481-8846 No 0.74
National J. A. C. L. CU Jordan Credit Union 9260 S 300 E 84070 (801) 565-1352 No 1.26
Tanner Employees CU Main Corporate Office 1865 S Main St Ste 2 84115 (801) 483-8396 No 2.46
Transwest CU Salt Lake Branch 39 W 2100 S 84115 (801) 487-1692 No 2.69
Firefighters CU Firefighters Credit Union 124 W 1400 S Ste 101 84115 (801) 487-3219 No 3.09

Granite Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Granite Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.09 3.44 4.05 3.73 4.39
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 260 201 209 99 154
Rank Among All Utah Credit Unions 20 24 19 8 7

Granite Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.20 1.25 1.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 114 126 80
Rank Among All Utah Credit Unions N/A 14 11 11 8
Granite Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.0903,5987,673,310
All Other Unsecured Loans/Lines of Credit 15.4202,4513,684,732
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.4401,46133,744,560
Used Vehicle Loans 4.0506,09188,363,622
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7301,013172,066,259
Total Other Real Estate Loans/Lines of Credit 4.39070620,156,917
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.6103484,679,022
TOTAL LOANS & LEASES 15,668330,368,422

Granite Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 134,588,46800
    b. 15 Years or less 60658,005,775697,926,102
    a. > 15 years 30885,664,5421918,343,264
    b. 15 Years or less 61,605,28300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 204,341,694203,251,603
Adjustable Rate > 1 yr 6017,860,4975015,113,165


Closed-End Fixed Rate 1243,763,035311,162,073
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 58216,393,8821175,635,401
Open-End Fixed Rate 0000
TOTALS 1,719192,223,17630651,431,608


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Granite Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes