University First Federal Credit Union

A short history of University First FCU

Since its inception in 1956 the University First Federal Credit Union has been serving its members in the SALT LAKE CITY, Utah area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jack Buttars, the University First FCU has grown its membership to over 89,907 with assets of more than $925,787,019. They have a main office and 16 branch offices. Please see the credit unions website or contact them by phone at (801) 481-8800 or email them at info@ucreditu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SALT LAKE CITY, UT.

General Information For University First FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare University First Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Federal Family CU	Social Hall	166 E Social Hall Ave	84111	(801) 355-7771	No	0.45
Utah First CU	Postal First Branch	1760 W 2100 S	84127	(801) 320-2600	No	0.66
Utah CU	Corporate Office	564 E 300 S	84102	(801) 328-1521	No	0.82
Firefighters CU	Firefighters Credit Union	124 W 1400 S Ste 101	84115	(801) 487-3219	No	1.49
Transwest CU	Salt Lake Branch	39 W 2100 S	84115	(801) 487-1692	No	1.87

University First Federal Credit Union Financial Performance Charts

Financial Data

University First Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.24	1.90	2.99	5.50	3.74
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	177	28	91	324	73
Rank Among All Utah Credit Unions	10	1	7	32	3

University First Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.10	0.15	0.40	1.24	0.35
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	116	119	76	129	250
Rank Among All Utah Credit Unions	6	12	4	12	24

University First Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.240	15,150	26,959,636
All Other Unsecured Loans/Lines of Credit	17.990	19,056	9,774,575
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	6.780	18,604	34,504,383
New Vehicle Loans	1.900	4,806	122,758,057
Used Vehicle Loans	2.990	20,269	295,342,435
Total 1st Mortgage Real Estate Loans/Lines of Credit	5.500	1,081	172,432,560
Total Other Real Estate Loans/Lines of Credit	3.740	2,013	53,030,686
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.740	2,421	58,483,832
TOTAL LOANS & LEASES		83,400	773,286,164

University First Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	63	18,207,649	131	34,109,266
b. 15 Years or less	433	59,974,344	122	22,065,775
Balloon/Hybrid
a. > 15 years	59	26,891,872	1	3,000,000
b. 15 Years or less	30	10,978,202	2	725,600
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	496	56,380,493	232	24,031,691
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	88	3,840,872	28	1,979,200
Closed-End Adjustable Rate	3	252,024	1	40,003
Open-End Adjustable Rate	1,922	48,937,790	1,108	20,379,468
Open-End Fixed Rate	0	0	0	0
TOTALS	3,094	225,463,246	1,625	106,331,003

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	253	41,587,317		24,600,702
Interest Only & Payment Option Other RE/LOC Loans	1,130	35,727,645		17,044,143
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

University First Federal Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	Yes
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes