Golden Circle Credit Union

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A short history of Golden Circle CU

Since its inception in 1940 the Golden Circle Credit Union has been serving its members in the MASSILLON, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jeffrey McClain, the Golden Circle CU has grown its membership to over 9,222 with assets of more than $88,085,839. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (330) 479-3130 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MASSILLON, OH.

General Information For Golden Circle CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61239
Address 4118 LINCOLN WAY E 
State Ohio 
Zip-Code 44646
Phone Number (330) 479-3130
Fax Number (330) 479-3132
Email Address: none
CEO/President Jeffrey McClain
Members 9,222 
Full-Time Employees 17 
Part-Time Employees
Number of Branch Offices
Total Assets 88,085,839 

Compare Golden Circle Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Superior Savings CU Superior Savings Credit Union 1807 Lincoln Way E 44646 (330) 833-0751 No 1.34
Friends And Family Credit Union Inc CU 46 Federal Ave 46 Federal Ave NW 44647 (330) 832-1371 No 2.20
Stark CU Cleveland Ave 3426 Cleveland Ave NW 44718 (330) 493-8326 No 3.52
St. Josephs Canton Parish CU Louisville Branch 315 Sherban Ct 44641 (330) 871-8401 No 3.56
540 I.b.e.w. CU Main Office 2333 Nave Rd SE 44646 (330) 833-8337 No 3.70

Golden Circle Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Golden Circle Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.99 3.74 3.99 3.90 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 458 242 202 126 229
Rank Among All Ohio Credit Unions 84 74 42 22 47

Golden Circle Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.01 0.05 0.05 0.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 156 142 340 291
Rank Among All Ohio Credit Unions 22 34 44 99 77
Golden Circle Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9901,4202,485,599
All Other Unsecured Loans/Lines of Credit 5.9903281,342,892
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.74079517,728,714
Used Vehicle Loans 3.9901,26416,826,479
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.900838,416,563
Total Other Real Estate Loans/Lines of Credit 5.00029,279
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.9006936,856,459
TOTAL LOANS & LEASES 4,58553,665,985

Golden Circle Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 9624,84100
    b. 15 Years or less 14584,75400
    a. > 15 years 252,476,4147263,430
    b. 15 Years or less 344,496,5966425,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1233,958115,700
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 29,27900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 858,425,84214704,130


Interest Only & Payment Option 1st Mortgage Loans 162,31664,059
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Golden Circle Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes