Gesa Credit Union

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A short history of Gesa CU

Since its inception in 1953 the Gesa Credit Union has been serving its members in the Richland, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Don Miller, the Gesa CU has grown its membership to over 151,517 with assets of more than $1,826,424,994. They have a main office and 19 branch offices. Please see the credit unions website or contact them by phone at (509) 378-3100 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Richland, WA.

General Information For Gesa CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68278
Address 51 Gage Blvd 
City Richland 
State Washington 
Zip-Code 99352
Phone Number (509) 378-3100
Fax Number (509) 378-3436
Email Address:
CEO/President Don Miller
Members 151,517 
Full-Time Employees 420 
Part-Time Employees 43 
Number of Branch Offices 19 
Total Assets 1,826,424,994 

Compare Gesa Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Hapo Community CU HAPO Business Complex 7601 W Clearwater Ave 99336 (509) 943-5676 No 2.71
Tri-cities Community CU Main Office 2626 W Kennewick Ave 99336 (509) 735-8331 No 7.49
Monad CU Monad Federal Credit Union 1817 W Sylvester St 99301 (509) 545-1406 No 9.07

Gesa Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Gesa Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.25 2.74 2.74 4.11 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 178 113 70 156 100
Rank Among All Washington Credit Unions 19 12 6 22 5

Gesa Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.18 0.05 0.27 1.41 1.29
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 103 143 102 101 119
Rank Among All Washington Credit Unions 10 18 12 6 4
Gesa Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.25028,12259,426,173
All Other Unsecured Loans/Lines of Credit 10.7507,70021,284,699
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 7.00040910,839,397
New Vehicle Loans 2.74012,913284,248,067
Used Vehicle Loans 2.74042,781583,133,873
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1102,146400,542,849
Total Other Real Estate Loans/Lines of Credit 4.0001,89166,161,723
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0003,04962,134,232
TOTAL LOANS & LEASES 99,0111,487,771,013

Gesa Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 31642,687,78513422,422,166
    b. 15 Years or less 1,165237,524,68712037,089,171
    a. > 15 years 44374,856,20300
    b. 15 Years or less 4296,54600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 21845,177,62812527,163,694


Closed-End Fixed Rate 79325,598,6201085,636,367
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,09840,563,103896,079,379
Open-End Fixed Rate 0000
TOTALS 4,037466,704,57257698,390,777


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Gesa Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes