Monad Federal Credit Union

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A short history of Monad FCU

Since its inception in 1955 the Monad Federal Credit Union has been serving its members in the Pasco, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Camellia Uhling, the Monad FCU has grown its membership to over 2,578 with assets of more than $14,351,455. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (509) 545-1406 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Pasco, WA.

General Information For Monad FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10332
Address 1817 W Sylvester St 
City Pasco 
State Washington 
Zip-Code 99301
Phone Number (509) 545-1406
Fax Number (509) 545-1450
Email Address:
CEO/President Camellia Uhling
Members 2,578 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 14,351,455 

Compare Monad Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Tri-cities Community CU Main Office 2626 W Kennewick Ave 99336 (509) 735-8331 No 26.84
Hapo Community CU HAPO Business Complex 7601 W Clearwater Ave 99336 (509) 943-5676 No 28.84

Monad Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Monad Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 4.00 5.75 4.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 282 416 138 N/A
Rank Among All Washington Credit Unions 11 39 48 18 N/A

Monad Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.05 N/A 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 142 N/A 276
Rank Among All Washington Credit Unions N/A 18 26 N/A 35
Monad Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.900230200,952
All Other Unsecured Loans/Lines of Credit 11.000180211,890
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.000219,371
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.00028612,572
Used Vehicle Loans 5.7501561,751,113
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000151,075,475
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.250109692,054
TOTAL LOANS & LEASES 7394,553,427

Monad Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 8794,19800
    b. 15 Years or less 7281,27700
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 151,075,47500


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Monad Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes