Georgetown Kraft Credit Union

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A short history of Georgetown Kraft CU

Since its inception in 1952 the Georgetown Kraft Credit Union has been serving its members in the Georgetown, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Graham, the Georgetown Kraft CU has grown its membership to over 14,034 with assets of more than $105,833,723. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (843) 546-8494 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Georgetown, SC.

General Information For Georgetown Kraft CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60791
Address 1379 N Fraser St 
City Georgetown 
State South Carolina 
Zip-Code 29440
Phone Number (843) 546-8494
Fax Number (843) 546-0029
Email Address:
CEO/President David Graham
Members 14,034 
Full-Time Employees 52 
Part-Time Employees
Number of Branch Offices
Total Assets 105,833,723 

Compare Georgetown Kraft Credit Union To Other Local Credit Unions

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Georgetown Kraft Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Georgetown Kraft Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.50 2.99 3.99 4.88 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 297 145 202 254 229
Rank Among All South Carolina Credit Unions 16 15 12 20 18

Georgetown Kraft Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.30 0.45 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 97 274 234
Rank Among All South Carolina Credit Unions 7 9 10 20 14
Georgetown Kraft Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.5001,0802,380,838
All Other Unsecured Loans/Lines of Credit 18.0002,4454,114,558
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9902564,951,958
Used Vehicle Loans 3.9902,22523,652,550
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.88023916,827,623
Total Other Real Estate Loans/Lines of Credit 5.000922,257,715
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.74096511,482,219
TOTAL LOANS & LEASES 7,30265,667,461

Georgetown Kraft Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 16485,69100
    b. 15 Years or less 11154,30600
    a. > 15 years 0000
    b. 15 Years or less 21116,103,776241,829,775
Other Fixed Rate 183,85000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 922,257,71510331,900
Open-End Fixed Rate 0000
TOTALS 33119,085,338342,161,675


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Georgetown Kraft Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes