Freestone Credit Union

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A short history of Freestone CU

Since its inception in 1952 the Freestone Credit Union has been serving its members in the Teague, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by DeAnne Harris, the Freestone CU has grown its membership to over 4,121 with assets of more than $39,944,667. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (254) 739-2594 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Teague, TX.

General Information For Freestone CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68005
Address P.O. Box 210 
City Teague 
State Texas 
Zip-Code 75860
Phone Number (254) 739-2594
Fax Number (254) 739-3371
Email Address:
CEO/President DeAnne Harris
Members 4,121 
Full-Time Employees 18 
Part-Time Employees
Number of Branch Offices
Total Assets 39,944,667 

Compare Freestone Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Centex Citizens CU Centex Citizens Credit Union - Corsicana Branch 3501 West 7th Avenue 75110 (903) 872-8347 No 14.25

Freestone Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Freestone Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.99 5.00 5.00 7.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 145 324 268 431
Rank Among All Texas Credit Unions 50 51 113 85 115

Freestone Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.05 0.05 0.43 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 143 142 277 243
Rank Among All Texas Credit Unions 31 51 38 94 61
Freestone Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900240397,807
All Other Unsecured Loans/Lines of Credit 7.990406942,144
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9901373,902,607
Used Vehicle Loans 5.0004194,578,011
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.0001179,855,352
Total Other Real Estate Loans/Lines of Credit 7.0005615,708
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.9903253,713,347
TOTAL LOANS & LEASES 1,64924,004,976

Freestone Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 162,638,4633610,120
    b. 15 Years or less 845,334,9015268,020
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 5198,21700
Adjustable Rate > 1 yr 121,683,77100


Closed-End Fixed Rate 5615,7085615,708
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 12210,471,060131,493,848


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Freestone Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes