Centex Citizens Credit Union

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A short history of Centex Citizens CU

Since its inception in 1954 the Centex Citizens Credit Union has been serving its members in the Mexia, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Janis Massey, the Centex Citizens CU has grown its membership to over 8,746 with assets of more than $65,549,147. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (254) 562-9296 or email them at centexcitizen@sbcglobal.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Mexia, TX.

General Information For Centex Citizens CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67416
Address Centex Citizens Credit Union, P. O. 
City Mexia 
State Texas 
Zip-Code 76667
Phone Number (254) 562-9296
Fax Number (254) 562-9227
Email Address: centexcitizen@sbcglobal.net
CEO/President Janis Massey
Members 8,746 
Full-Time Employees 22 
Part-Time Employees
Number of Branch Offices
Total Assets 65,549,147 
Website http://www.myowncu.com 

Compare Centex Citizens Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Freestone CU Freestone CU Office 613 Main St 75860 (254) 739-2594 No 12.49
Navarro CU Navarro Credit Union 317 W 3rd Ave Bldg B 75110 (903) 872-2291 No 29.05
Central Texas Teachers CU Main Branch 523 N 13th St 75151 (903) 874-6361 No 29.10

Centex Citizens Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Centex Citizens Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 4.98 6.06 4.86 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 395 449 252 N/A
Rank Among All Texas Credit Unions 50 149 156 82 N/A

Centex Citizens Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 0.25 0.89 0.86
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 105 192 177
Rank Among All Texas Credit Unions 35 43 22 60 39
Centex Citizens Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9001,218945,620
All Other Unsecured Loans/Lines of Credit 11.7002,8283,563,222
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.98045111,220,646
Used Vehicle Loans 6.0601,28214,767,974
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.86019010,073,003
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0204735,786,931
TOTAL LOANS & LEASES 6,44246,357,396

Centex Citizens Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1889,950,052151,326,514
Adjustable Rate > 1 yr 2122,95100


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 19010,073,003151,326,514


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Centex Citizens Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes