Freedom Northwest Credit Union

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A short history of Freedom Northwest CU

Since its inception in 1963 the Freedom Northwest Credit Union has been serving its members in the KAMIAH, Idaho area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gregory Garrett, the Freedom Northwest CU has grown its membership to over 6,156 with assets of more than $101,565,853. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (208) 935-0277 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in KAMIAH, ID.

General Information For Freedom Northwest CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65722
Address PO BOX 68 
State Idaho 
Zip-Code 83536
Phone Number (208) 935-0277
Fax Number (208) 935-0067
Email Address:
CEO/President Gregory Garrett
Members 6,156 
Full-Time Employees 27 
Part-Time Employees
Number of Branch Offices
Total Assets 101,565,853 

Compare Freedom Northwest Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cottonwood Community CU Cottonwood Branch 1606 Lewiston St 83522 (208) 962-3451 No 17.43
Pine Tree Community CU Main Office Pine Tree Community Credit Union 83530 (208) 983-1558 No 19.55
White Pine CU WHITE PINE CREDIT UNION 201 S Main St 83546 (208) 464-2844 No 23.24

Freedom Northwest Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Freedom Northwest Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.70 4.89 7.79 5.12 5.01
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 392 385 614 281 231
Rank Among All Idaho Credit Unions 21 29 32 18 14

Freedom Northwest Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.75 1.68 1.84
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 32 70 61
Rank Among All Idaho Credit Unions N/A 9 1 3 3
Freedom Northwest Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.700333355,100
All Other Unsecured Loans/Lines of Credit 13.2204671,452,939
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.8901152,456,468
Used Vehicle Loans 7.7901,31112,323,456
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.12058958,942,147
Total Other Real Estate Loans/Lines of Credit 5.010231,116,216
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.1903655,139,439
TOTAL LOANS & LEASES 3,20381,785,765

Freedom Northwest Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 16114,190,07314939,431
    b. 15 Years or less 863,857,574161,623,314
    a. > 15 years 375,750,57081,234,000
    b. 15 Years or less 23327,602,373543,855,422
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 727,541,5577427,400
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 9337,7693217,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 14778,4474282,927
Open-End Fixed Rate 0000
TOTALS 61260,058,3631068,579,494


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Freedom Northwest Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes