Cottonwood Community Federal Credit Union

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A short history of Cottonwood Community FCU

Since its inception in 1942 the Cottonwood Community Federal Credit Union has been serving its members in the Cottonwood, Idaho area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gregory Sonnen, the Cottonwood Community FCU has grown its membership to over 4,839 with assets of more than $85,972,507. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (208) 962-3451 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Cottonwood, ID.

General Information For Cottonwood Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4960
Address PO Box 507 
City Cottonwood 
State Idaho 
Zip-Code 83522
Phone Number (208) 962-3451
Fax Number (208) 962-7310
Email Address: none
CEO/President Gregory Sonnen
Members 4,839 
Full-Time Employees 20 
Part-Time Employees
Number of Branch Offices
Total Assets 85,972,507 
Website http://www.ccfcu.coop 

Compare Cottonwood Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Pine Tree Community CU Main Office Pine Tree Community Credit Union 83530 (208) 983-1558 No 18.74

Cottonwood Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Cottonwood Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 2.39 2.39 4.50 7.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 70 41 205 431
Rank Among All Idaho Credit Unions 22 2 2 14 23

Cottonwood Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.50 N/A 1.49 1.49
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 66 N/A 92 95
Rank Among All Idaho Credit Unions N/A 2 N/A 7 5
Cottonwood Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900295202,424
All Other Unsecured Loans/Lines of Credit 11.500349422,774
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.390951,740,298
Used Vehicle Loans 2.3905775,333,379
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50045736,511,746
Total Other Real Estate Loans/Lines of Credit 7.0009304,547
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.70083927,050,718
TOTAL LOANS & LEASES 2,62171,565,886

Cottonwood Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 8910,822,166141,824,065
    b. 15 Years or less 31620,165,489303,067,276
Balloon/Hybrid
    a. > 15 years 525,524,091188,000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 9304,54700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 46636,816,293454,979,341

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cottonwood Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes