Flagship Community Federal Credit Union

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A short history of Flagship Community FCU

Since its inception in 1959 the Flagship Community Federal Credit Union has been serving its members in the PORT HURON, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Steven Scandalito, the Flagship Community FCU has grown its membership to over 3,362 with assets of more than $22,813,964. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (810) 982-8575 or email them at linda@flagship.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PORT HURON, MI.

General Information For Flagship Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13391
Address 3910 LAPEER RD 
City PORT HURON 
State Michigan 
Zip-Code 48060
Phone Number (810) 982-8575
Fax Number (810) 982-8260
Email Address: linda@flagship.org
CEO/President Steven Scandalito
Members 3,362 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 22,813,964 
Website http://flagship.org 

Compare Flagship Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Advia CU Portage 901 E Milham Ave 49002 (269) 382-9845 No 1.78
Blue Water CU Blue Water Federal Credit Union 526 WATER ST RM 113 48060 (810) 985-6993 No 2.24
Riverview Community CU Riverview Community FCU 1935 Fred W Moore Hwy 48079 (810) 329-6638 No 11.97
Belle River Community CU Belle River Community 10636 Gratiot Ave 48062 (586) 727-6855 No 18.29

Flagship Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Flagship Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 4.75 7.25 4.95 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 369 566 263 289
Rank Among All Michigan Credit Unions 73 104 119 75 62

Flagship Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.35 0.50 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 89 263 259
Rank Among All Michigan Credit Unions 13 16 14 59 56
Flagship Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.000265341,993
All Other Unsecured Loans/Lines of Credit 9.750191716,650
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.75047979,750
Used Vehicle Loans 7.2504014,338,833
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.9501169,121,550
Total Other Real Estate Loans/Lines of Credit 5.50018505,706
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7501171,978,461
TOTAL LOANS & LEASES 1,15517,982,943

Flagship Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 171,303,87600
    b. 15 Years or less 855,955,17000
Balloon/Hybrid
    a. > 15 years 141,862,50400
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 18505,70600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1349,627,25600

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Flagship Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes