First Peoples Community Federal Credit Union

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A short history of First Peoples Community FCU

Since its inception in 1959 the First Peoples Community Federal Credit Union has been serving its members in the CUMBERLAND, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Stacey Bingaman, the First Peoples Community FCU has grown its membership to over 30,471 with assets of more than $403,632,644. They have a main office and 14 branch offices. Please see the credit unions website or contact them by phone at (301) 784-3000 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CUMBERLAND, MD.

General Information For First Peoples Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13345
Address PO BOX 1377 
City CUMBERLAND 
State Maryland 
Zip-Code 21501
Phone Number (301) 784-3000
Fax Number () -
Email Address: none
CEO/President Stacey Bingaman
Members 30,471 
Full-Time Employees 135 
Part-Time Employees
Number of Branch Offices 14 
Total Assets 403,632,644 
Website http://www.firstpeoples.com 

Compare First Peoples Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Potomac CU Main 215 Paca St 21501 (301) 722-5522 No 0.47
Al Gar CU Al-Gar FCU Main Office 316 Paca St 21502 (301) 722-5446 No 0.51
Kel-co CU Kelco Federal Credit Union 321 Greene St 21502 (301) 777-8100 No 0.52
Healthcare 1st CU HEALTHCARE 1 FCU 1050 W Industrial Blvd Ste 16 21502 (301) 723-4098 No 1.71
Chessie CU Drive Thru 122 W Union St 21502 (301) 724-2777 No 2.33

First Peoples Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


First Peoples Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.33 1.49 1.99 3.25 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 185 6 21 44 100
Rank Among All Maryland Credit Unions 8 1 3 2 12

First Peoples Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.17 0.39 0.60 1.32 1.26
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 105 76 48 116 124
Rank Among All Maryland Credit Unions 4 8 3 10 8
First Peoples Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.3303,8226,591,581
All Other Unsecured Loans/Lines of Credit 4.9901,9105,230,422
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.49090216,253,828
Used Vehicle Loans 1.9902,84531,377,554
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.2501,461209,324,275
Total Other Real Estate Loans/Lines of Credit 4.0001,72355,016,617
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.2505559,825,590
TOTAL LOANS & LEASES 13,218333,619,867

First Peoples Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 301,325,423271,082,553
    b. 15 Years or less 25952,165,171121,043,618
Balloon/Hybrid
    a. > 15 years 21826,535,10231,413,952
    b. 15 Years or less 922124,448,005528,652,655
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 324,850,5741411,500
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1,30344,372,3991165,639,242
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 42010,644,218352,340,000
Open-End Fixed Rate 0000
TOTALS 3,184264,340,89224620,583,520

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 483,409,6681,465,000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First Peoples Community Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes
Web Statistics