Healthcare 1st Federal Credit Union

Social
  • +1

A short history of Healthcare 1st FCU

Since its inception in 1960 the Healthcare 1st Federal Credit Union has been serving its members in the CUMBERLAND, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Anita Bower, the Healthcare 1st FCU has grown its membership to over 1,371 with assets of more than $8,893,722. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (301) 723-4098 or email them at cpowers@healthcare1fcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CUMBERLAND, MD.

General Information For Healthcare 1st FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13545
Address 1050 W INDUSTRIAL BLVD STE 16 
City CUMBERLAND 
State Maryland 
Zip-Code 21502
Phone Number (301) 723-4098
Fax Number (301) 723-4494
Email Address: cpowers@healthcare1fcu.org
CEO/President Anita Bower
Members 1,371 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 8,893,722 
Website http://healthcare1fcu.org 

Compare Healthcare 1st Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Potomac CU Main 215 Paca St 21501 (301) 722-5522 No 1.38
Al Gar CU Al-Gar FCU Main Office 316 Paca St 21502 (301) 722-5446 No 1.39
Kel-co CU Kelco Federal Credit Union 321 Greene St 21502 (301) 777-8100 No 1.48
First Peoples Community CU Grantsville 12497 NATIONAL PIKE 21501 (301) 784-3000 No 1.58
Chessie CU Drive Thru 122 W Union St 21501 (301) 724-2777 No 3.82

Healthcare 1st Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Healthcare 1st Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 5.23 6.81 N/A 5.61
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 422 527 N/A 302
Rank Among All Maryland Credit Unions 16 44 53 N/A 29

Healthcare 1st Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.76 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 213 158
Rank Among All Maryland Credit Unions N/A 13 N/A 28 11
Healthcare 1st Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.990175132,093
All Other Unsecured Loans/Lines of Credit 11.580209628,932
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.23049846,813
Used Vehicle Loans 6.8101341,377,737
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 5.61022502,115
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.55036225,823
TOTAL LOANS & LEASES 6253,713,513

Healthcare 1st Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 22502,115234,494
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 22502,115234,494

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Healthcare 1st Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes