First Commonwealth Federal Credit Union

A short history of First Commonwealth FCU

Since its inception in 1959 the First Commonwealth Federal Credit Union has been serving its members in the Lehigh Valley, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Donna LoStocco, the First Commonwealth FCU has grown its membership to over 55,574 with assets of more than $675,773,255. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (610) 821-2400 or email them at memserv@firstcomcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Lehigh Valley, PA.

General Information For First Commonwealth FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare First Commonwealth Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
B. Braun CU	B. Braun Federal Credit Union	901 Marcon Blvd	18109	(610) 596-2399	No	0.71
First Class CU	Easton Office	650 S. Greenwood Avenue	18109	(610) 253-2178	No	1.46
Mon Valley Community CU	Mon Valley Community Federal Credit Union	140 N Route 88 Ste 101	15022	(724) 489-8114	No	2.19
Ss Peter & Paul CU	St. Peter and Paul FCU	1065 Fullerton Ave	18103	(610) 965-0130	No	2.20
Sarco CU	sarco federal credit union	1214 w broad st	18018	(610) 807-9922	No	2.24

First Commonwealth Federal Credit Union Financial Performance Charts

Financial Data

First Commonwealth Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	10.00	3.60	3.10	4.75	1.99
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	254	221	103	238	4
Rank Among All Pennsylvania Credit Unions	42	86	28	80	2

First Commonwealth Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.10	0.27	1.10	2.03
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	129	102	152	46
Rank Among All Pennsylvania Credit Unions	N/A	37	17	33	3

First Commonwealth Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	10.000	10,828	30,180,152
All Other Unsecured Loans/Lines of Credit	9.990	5,002	21,476,294
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	268	1,615,086
New Vehicle Loans	3.600	1,574	39,533,108
Used Vehicle Loans	3.100	7,163	71,025,803
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.750	2,528	213,233,011
Total Other Real Estate Loans/Lines of Credit	1.990	1,900	46,425,954
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	14.000	3,125	17,386,852
TOTAL LOANS & LEASES		32,388	440,876,260

First Commonwealth Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	784	85,515,162	89	11,370,191
b. 15 Years or less	1,043	69,185,283	87	6,121,668
Balloon/Hybrid
a. > 15 years	26	4,796,481	4	879,200
b. 15 Years or less	8	1,375,050	1	173,000
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	16	1,029,681	1	143,700
Adjustable Rate > 1 yr	651	51,331,354	86	16,842,109

OTHER REAL ESTATE

Closed-End Fixed Rate	727	20,912,093	89	2,897,285
Closed-End Adjustable Rate	6	752,550	2	25,000
Open-End Adjustable Rate	1,167	24,761,311	85	3,450,071
Open-End Fixed Rate	0	0	0	0
TOTALS	4,428	259,658,965	444	41,902,224

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	97	6,659,741		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

First Commonwealth Federal Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes