Sarco Federal Credit Union

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A short history of Sarco FCU

Since its inception in 1936 the Sarco Federal Credit Union has been serving its members in the BETHLEHEM, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by lisa schmoyer, the Sarco FCU has grown its membership to over 672 with assets of more than $7,198,750. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (610) 807-9922 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BETHLEHEM, PA.

General Information For Sarco FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1669
Address 1214 W BROAD ST 
State Pennsylvania 
Zip-Code 18018
Phone Number (610) 807-9922
Fax Number (610) 807-9273
Email Address:
CEO/President lisa schmoyer
Members 672 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 7,198,750 

Compare Sarco Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Jay Bee Employees CU Just Born 1300 Stefko Blvd 18088 (610) 867-7568 No 2.11
Bethlehem 1st CU Main Office 2317 Easton Ave 18017 (610) 691-0041 No 2.37
B. Braun CU B. Braun Federal Credit Union 901 Marcon Blvd 18109 (610) 596-2399 No 2.79
First Class CU Easton Office 650 S. Greenwood Avenue 18109 (610) 253-2178 No 3.16
First Commonwealth CU Allentown 450 Union Blvd 18002 (610) 821-2400 No 3.19

Sarco Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Sarco Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.75 4.64 4.47 5.01
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 243 283 202 230
Rank Among All Pennsylvania Credit Unions N/A 91 93 66 88

Sarco Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.45 N/A 0.59 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 70 N/A 244 N/A
Rank Among All Pennsylvania Credit Unions 10 20 N/A 64 N/A
Sarco Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.0002413,211
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.75047752,993
Used Vehicle Loans 4.6401731,284,793
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.47010694,289
Total Other Real Estate Loans/Lines of Credit 5.010511,603,652
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.83016121,132
TOTAL LOANS & LEASES 3214,470,070

Sarco Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3316,3061150,000
    b. 15 Years or less 7377,98300
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 511,603,652468,054
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 612,297,9415218,054


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sarco Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes