First City Credit Union

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A short history of First City CU

Since its inception in 1937 the First City Credit Union has been serving its members in the Los Angeles, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jim Miller, the First City CU has grown its membership to over 58,931 with assets of more than $642,029,900. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (800) 944-2200 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Los Angeles, CA.

General Information For First City CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68503
Address PO Box 86008 
City Los Angeles 
State California 
Zip-Code 90086
Phone Number (800) 944-2200
Fax Number (213) 461-4622
Email Address:
CEO/President Jim Miller
Members 58,931 
Full-Time Employees 116 
Part-Time Employees 14 
Number of Branch Offices
Total Assets 642,029,900 

Compare First City Credit Union To Other Local Credit Unions

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Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mwd CU MAIN OFFICE 700 N ALAMEDA ST 90012 (213) 217-6612 No 0.36
Daijo CU Office 815 E 1st St 92859 (213) 626-3805 No 0.50
Maryknoll Of L A CU Maryknoll of Los Angeles 222 S Hewitt St 90012 (323) 708-3693 No 0.56
California Bear CU Admin 300 S Spring St Ste 1215 90013 (213) 830-4100 No 0.76
Federal Employees West CU FEDERAL EMPLOYEES WEST FCU 611 W 6TH ST STE 875 90017 (213) 327-2093 No 0.78

First City Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

First City Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.50 3.25 3.22 3.87 5.17
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 434 174 117 118 252
Rank Among All California Credit Unions 100 71 52 41 80

First City Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.02 0.10 0.15 0.60 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 135 129 124 240 211
Rank Among All California Credit Unions 28 38 40 67 50
First City Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.5007,32215,721,991
All Other Unsecured Loans/Lines of Credit 13.2505,65133,159,415
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.2504,20597,802,673
Used Vehicle Loans 3.2206,791103,739,708
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.87028047,876,072
Total Other Real Estate Loans/Lines of Credit 5.17036211,928,891
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.6307283,167,043
TOTAL LOANS & LEASES 25,339313,395,793

First City Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 17035,460,43792,889,000
    b. 15 Years or less 10712,004,0713732,850
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 3411,56400


Closed-End Fixed Rate 994,717,775251,824,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2637,211,11628756,242
Open-End Fixed Rate 0000
TOTALS 64259,804,963656,202,092


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 15849,0940
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First City Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes