First Choice Community Credit Union

Social
  • +1

A short history of First Choice Community CU

Since its inception in 1934 the First Choice Community Credit Union has been serving its members in the Knoxville, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John O'Barr, the First Choice Community CU has grown its membership to over 5,672 with assets of more than $38,097,404. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (865) 637-0112 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Knoxville, TN.

General Information For First Choice Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67185
Address 100 N 17th St 
City Knoxville 
State Tennessee 
Zip-Code 37921
Phone Number (865) 637-0112
Fax Number (865) 637-0777
Email Address: none
CEO/President John O'Barr
Members 5,672 
Full-Time Employees 16 
Part-Time Employees
Number of Branch Offices
Total Assets 38,097,404 
Website http://www.firstchoiceccu.org 

Compare First Choice Community Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Knoxville Firefighters CU Knoxville Firefighters FCU 5207 Schubert Rd 37912 (865) 688-0498 No 1.80
Knoxville Tva Employees CU Kingsport 2518 E Stone Dr 37660 (865) 544-5400 No 2.85
Tnconnect CU TNConnect Credit Union 6211 Middlebrook Pike 37950 (865) 688-2424 No 2.90
City Employees CU WASHINGTON PK BRANCH 5308 WASHINGTON PIKE 37918 (865) 521-2255 No 3.24
Holston Methodist CU Main Office 6207 Highland Place Way Ste 101 37950 (865) 558-3117 No 3.57

First Choice Community Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


First Choice Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.99 2.69 3.69 4.36 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 340 107 169 188 100
Rank Among All Tennessee Credit Unions 29 23 18 32 10

First Choice Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 0.30 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 97 263 227
Rank Among All Tennessee Credit Unions 11 11 14 33 32
First Choice Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.990591907,634
All Other Unsecured Loans/Lines of Credit 9.170533738,226
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.6901412,971,069
Used Vehicle Loans 3.6906856,101,232
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.360965,009,363
Total Other Real Estate Loans/Lines of Credit 4.000702,132,007
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.14062360,252
TOTAL LOANS & LEASES 2,17818,219,783

First Choice Community Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 5430,010170,000
    b. 15 Years or less 904,495,6036683,400
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 183,75000

OTHER REAL ESTATE

Closed-End Fixed Rate 33842,628119,200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 371,289,3793147,721
Open-End Fixed Rate 0000
TOTALS 1667,141,37011920,321

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First Choice Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes