First Choice Community Credit Union

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A short history of First Choice Community CU

Since its inception in 1968 the First Choice Community Credit Union has been serving its members in the Niles, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by J Sgambati, the First Choice Community CU has grown its membership to over 3,233 with assets of more than $28,019,444. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (330) 652-3887 or email them at info@fcccu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Niles, OH.

General Information For First Choice Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60973
Address 804 Warren Ave 
City Niles 
State Ohio 
Zip-Code 44446
Phone Number (330) 652-3887
Fax Number (330) 652-2681
Email Address: info@fcccu.com
CEO/President J Sgambati
Members 3,233 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 28,019,444 
Website http://www.fcccu.com 

Compare First Choice Community Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mcdonald Community CU McDonald Community FCU 408 Ohio Ave 44437 (330) 530-5091 No 1.85
Girard CU Main office 526 N Saint Clair St 44420 (330) 545-8203 No 3.59
Trumbull County Postal Employees CU tcpecu 201 high st ne 44482 (330) 399-5164 No 5.13
Doy CU DOY Federal Credit Union Main Offices 1500 Gypsy Ln 44505 (330) 744-5680 No 5.20
Mahoning Valley CU Mahoning Valley FCU 15 Colonial Dr Ste 13 44505 (330) 759-9570 No 5.39

First Choice Community Credit Union Financial Performance Charts


Performance Charts

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Financial Data


First Choice Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.73 7.43 5.20 4.79
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 366 581 291 204
Rank Among All Ohio Credit Unions N/A 110 132 79 40

First Choice Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.10 1.43 1.67
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 134 99 78
Rank Among All Ohio Credit Unions 16 22 38 18 9
First Choice Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 17.120291671,024
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.73023196,513
Used Vehicle Loans 7.4301861,206,055
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.200783,053,183
Total Other Real Estate Loans/Lines of Credit 4.790355,573
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.06084832,874
TOTAL LOANS & LEASES 6656,015,222

First Choice Community Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 10714,22800
    b. 15 Years or less 682,338,955181,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 355,57300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 813,108,756181,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First Choice Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes