Financial Plus Credit Union

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A short history of Financial Plus CU

Since its inception in 1952 the Financial Plus Credit Union has been serving its members in the FLINT, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Marilyn Reno, the Financial Plus CU has grown its membership to over 55,310 with assets of more than $533,577,087. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (810) 244-2200 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in FLINT, MI.

General Information For Financial Plus CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68646
Address G3381 VAN SLYKE RD 
State Michigan 
Zip-Code 48507
Phone Number (810) 244-2200
Fax Number (810) 244-2711
Email Address: ----
CEO/President Marilyn Reno
Members 55,310 
Full-Time Employees 165 
Part-Time Employees
Number of Branch Offices
Total Assets 533,577,087 

Compare Financial Plus Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Elga CU Flint VG's 5072 Corunna Rd 48532 (810) 715-3542 No 4.60
Flint Area School Employees CU Court St 5399 E Court St N 48532 (810) 720-8300 No 4.93
Dort CU PIERSON RD BRANCH 5091 W PIERSON RD 48504 (810) 732-3400 No 5.87
Security CU Cros-Lex Office 5200 Peck Rd 48504 (810) 235-2322 No 6.58
Sagelink CU Sagelink Credit Union 3378 Lennon Rd 48429 (810) 767-8370 No 14.17

Financial Plus Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Financial Plus Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.25 2.59 2.59 3.88 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 106 93 59 121 100
Rank Among All Michigan Credit Unions 14 22 14 24 15

Financial Plus Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.05 0.35 1.00 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 143 89 174 158
Rank Among All Michigan Credit Unions 13 19 14 35 26
Financial Plus Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.25012,86521,118,814
All Other Unsecured Loans/Lines of Credit 9.4907,39114,994,065
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.5902,07838,848,763
Used Vehicle Loans 2.59015,037165,936,375
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.88075866,574,485
Total Other Real Estate Loans/Lines of Credit 4.00050112,003,979
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.2403,76259,638,367
TOTAL LOANS & LEASES 42,392379,114,848

Financial Plus Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11849,652323,061,805
    b. 15 Years or less 44520,488,185222,336,735
    a. > 15 years 12415,705,34272,854,082
    b. 15 Years or less 17729,147,287194,730,652
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 1384,0193932,500


Closed-End Fixed Rate 3439,233,263321,242,908
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1582,770,7162459,000
Open-End Fixed Rate 0000
TOTALS 1,25978,578,46411715,617,682


Interest Only & Payment Option 1st Mortgage Loans 101,699,404400,000
Interest Only & Payment Option Other RE/LOC Loans 4219,2970
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Financial Plus Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes