Fedfinancial Federal Credit Union

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A short history of Fedfinancial FCU

Since its inception in 1935 the Fedfinancial Federal Credit Union has been serving its members in the Silver Spring, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jonathan Rhodes, the Fedfinancial FCU has grown its membership to over 6,560 with assets of more than $78,234,175. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (301) 881-5626 or email them at contactus@fedfinancial.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Silver Spring, MD.

General Information For Fedfinancial FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 216
Address 11233 Lockwood Drive 
City Silver Spring 
State Maryland 
Zip-Code 20901
Phone Number (301) 881-5626
Fax Number (301) 881-3024
Email Address: contactus@fedfinancial.org
CEO/President Jonathan Rhodes
Members 6,560 
Full-Time Employees 12 
Part-Time Employees
Number of Branch Offices
Total Assets 78,234,175 
Website http://www.fedfinancial.org 

Compare Fedfinancial Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mt. Jezreel CU Mt Jezreel 420 University Blvd E 20040 (301) 445-1183 No 1.34
Hema CU HEMA Federal Credit Union 8701 Georgia Ave Ste 407 20910 (301) 588-1861 No 2.21
Signal Financial CU Columbia Heights 1400 Irving St NW Ste 115 20010 (301) 933-9100 No 2.98
Lafayette CU Crystal City Branch 2231 Crystal Dr Suiyte R150 22202 (301) 929-7990 No 3.44
Phi Beta Sigma CU : Phi Beta Sigma Federal Credit Union 145 Kennedy St NW 20011 (202) 726-2285 No 4.70

Fedfinancial Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Fedfinancial Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.65 2.15 2.15 5.25 7.74
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 390 46 31 297 466
Rank Among All Maryland Credit Unions 33 6 4 30 36

Fedfinancial Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.37 0.05 0.10 1.35 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 82 143 134 111 227
Rank Among All Maryland Credit Unions 1 21 22 9 18
Fedfinancial Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.6501,5372,681,584
All Other Unsecured Loans/Lines of Credit 10.4008113,110,063
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.1501442,224,608
Used Vehicle Loans 2.1502813,494,297
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.25081,793,431
Total Other Real Estate Loans/Lines of Credit 7.7401515,516,997
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.750322,232
TOTAL LOANS & LEASES 2,93518,843,212

Fedfinancial Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 177,26400
    b. 15 Years or less 3668,0423672,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 41,048,12500


Closed-End Fixed Rate 411,840,6563125,002
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1103,676,34111527,998
Open-End Fixed Rate 0000
TOTALS 1597,310,428171,325,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Fedfinancial Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes