Hema Federal Credit Union

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A short history of Hema FCU

Since its inception in 1969 the Hema Federal Credit Union has been serving its members in the SILVER SPRING, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Thomas Mather, the Hema FCU has grown its membership to over 2,303 with assets of more than $15,199,438. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (301) 588-1861 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SILVER SPRING, MD.

General Information For Hema FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 19514
Address 8701 GEORGIA AVE STE 407 
City SILVER SPRING 
State Maryland 
Zip-Code 20910
Phone Number (301) 588-1861
Fax Number (301) 495-0764
Email Address: none
CEO/President Thomas Mather
Members 2,303 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 15,199,438 
Website http://hemafcu.org 

Compare Hema Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mt. Jezreel CU Mt Jezreel 420 University Blvd E 20040 (301) 445-1183 No 2.03
Signal Financial CU Columbia Heights 1400 Irving St NW Ste 115 20010 (301) 933-9100 No 2.71
Lafayette CU Crystal City Branch 2231 Crystal Dr Suiyte R150 22202 (301) 929-7990 No 2.89
Phi Beta Sigma CU : Phi Beta Sigma Federal Credit Union 145 Kennedy St NW 20011 (202) 726-2285 No 3.41
Marriott Employees CU Marriott Employees' FCU 10400 Fernwood Rd Ste LL117 20827 (301) 634-5100 No 3.44

Hema Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Hema Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.00 7.00 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 397 545 N/A N/A
Rank Among All Maryland Credit Unions N/A 43 54 N/A N/A

Hema Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.50 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 66 N/A N/A N/A
Rank Among All Maryland Credit Unions N/A 6 N/A N/A N/A
Hema Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 14.0004252,135,546
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.000661,244,806
Used Vehicle Loans 7.0001151,241,800
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0001481,956
TOTAL LOANS & LEASES 6204,704,108

Hema Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Hema Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No